"My biggest hardship is lack of enough money to invest in buying a plot of land for my children.This has frustrated my plans for them."

"My biggest hardship is lack of enough money to invest in livestock farming."

"The biggest hardship I face is lack of enough money to pay school fee for my daughter who I doing a course."

"Receiving this money means that my household will be able to afford constructing an iron roof house. This will not only provide shelter but also help our household harvest rain water."

"My plan is to buy land with the money. I do not have land to cultivate, so this transfers will enable me buy land."

"Receiving this money means to buy animals. My plan is to use the transfers for buying cows that can be a source of income. I will be selling them onces they multiply to give me money for providing basic needs like clothes, beddings food and treatment. "

"The biggest hardship I face is lack of money for completing my house under poor condtions."

"I am planning to complete furnishing my house with some of the savings that I will receive so that I can live in decent house."

"I hope to save some of these transfers so that I can buy a goat as a way of investing part of the money."

"In the next six months, I expect to have constructed a deent house."