"My top concern is meeting daily needs because I am a single parent to two children aged 9 years and 4 years, who fully depend on me. If I cannot meet their needs or provide for them then it will become a big problem in my life."

"My ambition is to own a big hotel in the Central Business District of Nairobi, that will serve thousands of people and propel me into great wealth."

"My top concern is accumulated debts because I never have peace to know that I owe somebody money which I have not paid. I am always anxious and not settled until I am able to pay. "

"I expect my life to change because I will be in a position to sort my financial needs in addition to starting up a small scale business in the near future."

"I would want to start a business to help boost my income."

"My life will have changed because I will have managed to have accumulated enough building materials that we will use to construct our new house."

"I expect my life to change in that I will be through studying masonry and I will have enhanced my skills."

"In the next six months, I expect to have expanded my business so that I can get an improved income."

"I would want to build a permamnent business premise so that I may avoid theft cases which can interfere with the business."

"In the next six months, I expect to start up a small business while I will on December holiday so that I can raise some money for my next year's school fees."