"In the next six months l expect to have started saving for my project of plastering my house."

"In the next six months l expect to still spend the money in paying my electricity bill."

"In the past, I did not have adequate resources to built my own house, I have a wife and two children but I had no house. I am now happy to say that I am fully settled with stable income and happy family. GiveDirectly has totally changed my socioeconomic life."

"My expectation in the next few months is to have completed building my own house and even build my mother a new house. She is currently living in an old grass thatched and mud house which is sometimes so tiring to maintain it now that she is aging. I also expect our general lifestyle as a family to improve."

"My life is different than it would have been If I never received a transfer from GiveDirectly because I now have electricity connected in my house which was not the case in the past because we had a small tin lamp which forced us to buy paraffin most of the time and this was expensive. I have also managed to buy uniforms for my children who used to go to school with torn ones which made them looked down upon with other pupils which made their self-esteem go down."

"In the next 6 months, my family will be well established and my daughter who is only four months old will have turned one. This for me means more responsibilities and on the other hand, fewer expenses since I believe by then with my daughter being older she will be much healthier. In the last 6 months, she is been and out of hospitals due to low immunity due to her tender age."

"I expect to pool my transfers to buy building materials i.e iron sheets, nails and timber to build my son a house. I am also planning to boost my existing business to generate more income to help me sustain my family's needs."

"In the next 6 months, I will have saved enough from the transfers and from my hustles to enable me to build a house. I will have gotten money from doing menial jobs and then use the money from the two sources to buy building materials. If all goes well, I will have built two roomed, semi-permanent house. this will be spacious to accommodate my family and have a room where visitors can sleep in."

"I expect my life to change in the next six months in that, I will have built a kitchen. When this happens, I will enjoy cooking inside my kitchen even on a rainy day because currently, I have been looking for an alternative place because of its bad condition. I will also have started a business probably operating a shop and from the profits, I am sure of taking care of my needs even better ."

"Financial inadequacy is my biggest worry in life. My husband and I used to do charcoal business but got tired because it is too labour intensive yet the earnings are very low. We have 3 children in primary school while 2 finished class 8 but could not proceed to secondary school due to lack of funds to cater for their transport, shopping and fees. They are now in Mombasa looking for casual jobs to help make ends meet. "