"My plan is to secure a loan from our merry-go-round group, I will have their support because they are aware of my ongoing transfers from GiveDirectly. With this loan, I intend to purchase two bulls, which I will be renting out for ploughing and generate an income. This will also enable me to cultivate my four-acre land as I'm currently able to only plough an acre. My primary goal is to ensure that I can consistently cover my children's school fees and support their progress through the various levels of education."

"Paid school fees for children Planning to go to the market on Thursday and buy items"

"Reliable source of income is the current challenge I am facing in life. I do casual jobs earning very little income per month which caters for food and school fees. I have children both in primary and secondary school. They have huge school fees balances that sometimes makes them miss classes. This has affected their performances."

"At present, I lack a consistent source of income to support myself. While I engage in farming primarily for household consumption, I believe that investing in goats would be a wise choice. Livestock, particularly goats, offer a reliable means of securing my financial future. I currently own six goats, and my intention is to acquire more in the coming months. My goal is to raise and breed them, generating income to meet my basic needs and future financial obligations. Additionally, I am in the process of constructing a kitchen that will serve as both a cooking area and a storage space. To complete this project, I plan to acquire some iron sheets and intend to save some money for this purpose in the coming months."

"I intend to acquire a parcel of land and construct a rental property in proximity to a main road, with the aim of generating income from it. I also aspire to facilitate the payment of school fees for my children with a lot of ease. As the program progresses, I anticipate that our lives will undergo a positive transformation, and my shop business will experience growth ensuring that I can cater to the daily needs of our household."

"I have been suffering from eye problem for almost three years now. I could not see at all till August this year when doctors came in our village to offer charity services. I got medication and I can now see though not full recovered. This has affected my work since I can not engage in any activities."

"Housing is the challenge I am currently facing in life. I am a mother of five and live in one room house with a grass roof which is half covered. It leaks during rain season and the house lacks beddings. I sleep on the floor with the children and I have developed skin problems because of sleeping on the floor."

"Housing is the challenge I am currently facing in life. I am a widow living with my grandchildren in a two room house with grass roof and it leaks during rain season. The house has a wall mud which is not stable and I fear it can collapse anytime it rains heavily. This has affected me psychological because I always think of how and when I will get a better house for the family."

"I had started the construction of a new house and a toilet because the one we were living in was far too small for my three family. Unfortunately, my plans were put on hold as I found myself in remand for several months. During my absence, my spouse was unable to make progress on the construction. I had to make the difficult decision to sell some of our livestock in order to cover my release fee from jail. Now that I am out of jail, my primary goal is to complete the construction of the house and the toilet in the upcoming months. Once that is accomplished, I intend to invest in buying and raising goats. Given my lack of a stable income, as I mainly rely on casual construction jobs, I believe that raising goats will serve as a savings plan for future financial obligations."

"I now own a decent house, all thanks to that one transfer! I feel embarrassed about the structure I used to live in before the funds. It was in a dilapidated condition, with large holes in the mud walls, and the grass-thatched roof had decayed, leaving holes that allowed water to leak in whenever it rained. Thanks to the cash transfers, I was able to spend $320 to build a new house. It is still made of mud walls, but this time with a tin roof, and to me, it represents an upgrade from the previous structure. I also spent $80 on medical bills for ear check-up. I had been struggling with hearing problems for many years, but I had never visited the hospital to have the condition checked until Give Directly provided the transfer. I am grateful because, although the condition is not fully healed, my hearing has slightly improved. Another $100 was used to repay debts from when I had borrowed to settle land disputes on my farm, which occurred even before the cash transfers. Lastly, I spent $15 to pay a deposit on a solar panel that I obtained on credit to provide lighting in my new house. I had been living with paraffin lanterns, and this solar panel has made a difference. I set aside the remaining cash, which I have been spending on buying tokens for my lighting system and purchasing food. I am more grateful because the cash transfer has reduced my dependence on my nephew."