"We live in a dry place. The last time we had good rains was 3 years ago. It means we depend on fetching water from the nearest borehole, which is about 10 kilometers away. It's hard fetching enough water for domestic use. This has affected our ability to focus on other things such as farming. We spend a lot of time fetching water. Alternatively we hire a taxi motorcycle to fetch water. It's quite expensive, for one trip of water, that's 80 litres, it costs about $1.50. That's not enough for our household. Water shortage has made our lives difficult."

"I am a farmer, we depend on irrigation here in the village. Rain is so little. It's labour intensive and accessing farming tools and machines is a challenge. It's also expensive hiring them. A good example is a water pump, one needs to hire it. We pay upfront about $20 for a season of planting. This amount is just for the lease and fuel is also on you. The cost of fuel is high, hence making it hard sustaining a large farm. These are some of the challenges I face as a farmer."

"I have been allergic for the past 5 years. It causes my body to be painful and swollen. This affects my ability to work. It means I depend on my children for support and husband. It's a on and off illness, hence I have endured it for long. Due to our financial constraints, I have been forced to postpone my medical examination. I am required to visit a referral hospital. I don't know how much it will cost, but even so I don't have the transportation cost. I'd need at least $10 for transport. This has affected my ability to provide for my family and also have a healthy life."

"Given my age, I am looking ahead to a time when I won't be able to engage in typical casual labor. To ensure my financial security in the face of potential challenges, I am determined to keep investing in livestock. I presently have six goats, all of which I acquired through the transfers. I intend to raise them and take advantage of their breeding to sell offspring, generating income that I can then reinvest in other profitable ventures, such as starting a second-hand clothing business. Owning these goats also provides me with a safety net for managing my financial responsibilities, even when obtaining casual employment becomes increasingly difficult. Whether it's to cover unforeseen expenses or ensure a steady income stream, these goats serve as a valuable asset that I can readily turn to in times of need."

"My primary goals revolve around acquiring livestock, particularly goats, and purchasing a new wooden bed for improved sleep. Sleeping on old and uncomfortable bedding has been my challenge. However, with the recent successful harvest, I'm no longer burdened by the constant expense of buying food. As a result, I'm now determined to purchase the bed. I've already begun saving money and have successfully purchased a new mattress, which assures me that fulfilling this need won't pose a significant challenge. Additionally, my focus is on expanding my livestock ownership, particularly goats, as they are valuable assets that can meet various needs. Currently, I only have one goat, but my aspiration is to buy more, rear them, and let them multiply. Goats serve as a source of wealth, particularly for individuals like me who lack formal employment and primarily engage in subsistence farming."

"I plan to look after my cows, and after they have multiplied, I will sell them off and acquire some reasonable piece of land in a safe place where I will settle with my family."

"I bought land worthy 3000000"

"The program is the best as there were no conditions attached to the money. I have never received such help before in my life."

"In the next year, I have a hopeful vision of expanding into extensive goat rearing to secure a better future for my family of four. My goal is to raise 50 goats, an investment that will require $3,000 as capital. I believe that with this endeavor, we can not only provide milk for our family but also potentially generate income by selling surplus milk and other goat-related products. To make this dream a reality, I have devised a strategic plan. I intend to maximize the potential of our farmland by cultivating and selling crops like maize. The proceeds from the maize sales will be used to cover the initial costs of goat rearing and ensure its success. This new chapter in our lives represents an opportunity for financial stability and a source of nourishment for my family. I am excited about the journey ahead, and I am committed to working diligently to turn this vision into a thriving reality"

"Recently, life has become very difficult because of the high cost of living. This has made my life hard since it is difficult to afford basic needs such as food. I go through a lot of stress especially when I'm unable to purchase food for my family."