"My plans for the next coming year is to start investing in livestock farming. I'll be using my transfer to buy at least a goat every month. This will be an investment that I can always rely on in paying school fees for my children and in case of an emergency. Currently, I depend on subsistence farming and my daughter who does some casual work has been the one helping in paying school fees for her younger siblings. With my current financial condition, I depend solely on GiveDirectly to achieve this goal."

"In the upcoming year, I am optimistic that the received transfer will significantly improve my financial situation. Currently, I rely on a motorbike acquired through a loan, crucial for my business. My primary goal is to diligently repay the loan by next year, providing financial relief and enabling me to concentrate on expanding my poultry projects. Through diversifying income via poultry farming, I intend to establish additional revenue streams, bolstering overall financial stability. Once the loan burden is lifted, I will have the freedom to allocate more time, energy, and resources to foster the growth and success of my poultry ventures."

"Over the next year, my primary goal is to prioritize the renovation of my current house. Given its weakened state, I am concerned that heavy rainfall could potentially lead to its collapse. To address this pressing issue, I intend to rely on my savings to acquire the necessary materials for the renovation process. By investing in these renovations, I am confident that I can significantly improve the structure of my house. This endeavor is important to me and will provide much-needed peace of mind for myself and my family. With careful planning and prudent utilization of my savings, I am determined to undertake this crucial project that will greatly enhance the security and stability of our living environment."

"In the upcoming year, my new goal is to acquire two dairy goats and establish a poultry farm. I have a strong desire to invest in livestock as I believe it is a lucrative venture that can yield substantial long-term benefits for my family. By purchasing dairy goats, I can not only provide a sustainable source of milk for our household but also explore the potential for additional income through the sale of dairy products. Simultaneously, establishing a poultry farm would enable me to generate income through the sale of eggs and poultry products. I am excited about these investments as they have the potential to contribute to our financial stability and provide us with a sustainable source of livelihood in the future."

"Now I have a clear plan and two main goals: first, to build a new house, and second, to keep paying for my eldest son's school fees. Our current house, where we have lived for 13 years, is getting old, and the constant rain has washed off part of its mud walls hence making it it unsafe to live in. So, I want to build a safer and more stable house for my family. I will prioritize this because I am afraid that if we continue to live in the same house for the next one year, it can collapse and cause injury to my family."

"Over the next year, my primary focus is to launch a new business venture; a grocery and cereal store. I aim to establish a source of daily income by delving into the sales of essential food items. This endeavor is driven by the goal of creating a sustainable and reliable income stream. By opening a store that caters to the community's grocery needs, I aspire to contribute to the local market while securing a livelihood for myself. This business venture represents a step towards financial stability and a means to provide valuable goods to the community, aligning with my vision for the coming year."

"I am a widow and despite my status and low financial capability, it has always been my dream to educate my children so that they can achieve their goals in life. With this in mind, I have always struggled in paying their school fees since I do not have a stable source of income. I majorly depend on burning and selling charcoal in our locality aside from farming which has never been reliable due to unpredictable climatic conditions. One of my sons will be joining form one next year. Due to this, I am planning to use GiveDirectly transfers in paying for his school fees. Though this will not be enough since one of my children is in college while another will be in form two, I know that my son who is in college will help me in sorting some of our bills. This is because he usually looks for some work to do during holidays in order to help me with the household bills."

"Over the course of the next year, my main goal is to dedicate my efforts towards constructing a new house. I have been residing in my brother's house. He is always away, but I constantly worry about his return, which leads me to seek temporary accommodation in the neighborhood. Building my own house would alleviate this concern. I also aspire to enroll in college and pursue a degree in electrical engineering. By acquiring this qualification, I aim to enhance my employability and open doors to promising career opportunities. With a focus on both building a house and investing in my education, I am determined to shape a more prosperous future."

"Currently, I use traditional beds and old clothes as beddings. Due to this, I am constantly having back pains since our beddings are not comfortable. I depend on charcoal business where I burn and sell charcoal for livelihood. With the current restrictions on trees, live has been hard. For this reason, I am planning to use my savings that I'll be given in July next year to pay school fees for my children and to change our beddings through a purchase of modern beds and mattresses. This is something that I will not be able to achieve on my own without any support."

"In the upcoming year, my objective is to establish a small kiosk selling essential items in my village. I intend to save the forthcoming transfers to realize this goal. The prospect of owning my own business signifies more than just a personal achievement; it represents a source of income that will enable me to provide support for my family. I am content with the progress I have made this far and eagerly anticipate a brighter and more promising future ahead."