"My childhood was a challenging period; with seven siblings, my parents struggled to meet our basic needs as they lacked a stable source of income. I often survived on just one small meal a day. School life presented its difficulties, and there came a point when I had to drop out due to unpaid fees. I was determined not to subject my children to the hardships I endured. Working hard, I focused on providing for them through income generated from charcoal burning. The GiveDirectly (GD) transfer brought a ray of hope for my children's brighter future. Blessed with December rains, I decided to utilize the transfer by investing in greengram planting for commercial purposes. I allocated $110 to prepare a 1.5-acre piece of land, purchase farming inputs, and cover related expenses. I am delighted to report that the crops are thriving, and I have already begun the initial harvest. I plan to use the income generated from these sales to expand my goat herd, which currently stands at eight. Goats thrive in our region due to favourable climatic conditions, and their rapid reproduction will serve as a promising income source in the future. This financial stability will allow me to provide the best education for my children, ensuring they won't face the educational challenges I did. Allocating $30, I purchased new clothes for my two children, adding to their old attire. I used the remaining funds to buy ample food, ensuring they had enough to eat."

"For the coming year and beyond, I have a strategic plan to establish a small kiosk business that will specialize in selling fast-moving goods within the village. With this initiative, I aim to generate additional income to support my children's education. To kick-start this venture, I am planning to sell one of our cattle and use the proceeds as the initial capital for the business. This decision reflects my commitment to creating a sustainable source of income, enhancing financial stability, and ensuring a brighter future for my family."

"I received an alert confirming the receipt of the initial transfer from GiveDirectly at a time when my plate was already full with responsibilities, making the news even more appreciated. It was around 4:00 PM while I was taking an evening stroll in the nearby shopping center. Rushing home, I eagerly shared the news with my wife, who had heard whispers from the neighbors and was keen to confirm the information. The excitement filled our household, including our five children, as we celebrated this unexpected blessing. After two days of thoughtful planning with my spouse, we collected the funds from the nearby shopping center, ready to put them to good use. This moment not only brought financial relief but also strengthened the bond within our family."

"The goal that fuels my ambition this year is the completion of building my house, a dream that has been deferred due to the pressing need to allocate finances for my children's education. With the Givedirectly monthly transfers we shall overcome financial obstacles, and I will be able to construct a durable home that can withstand the test of time, providing a secure haven for my family. I'm hopeful that our dreams will come true."

"The support received from GiveDirectly has had a profound impact on our lives, granting us the freedom to allocate the funds according to our individual needs, a unique feature. Moreover, they have shared valuable insights on securing our finances and guarding against potential fraud. At present, I have not identified any areas that need improvement, and I am grateful for the assistance and guidance extended by GiveDirectly."

"I am earnestly contemplating a substantial investment in acquiring livestock, aiming to establish an additional revenue stream to complement my existing income generated from the sale of local palm wine. As the solitary provider for my two children, diversifying my income sources is pivotal in attaining financial stability and effectively providing for my family. The invaluable financial support I have received thus far has been pivotal in enhancing the overall quality of my life, a fact that fills me with immense gratitude."

"Proficient in the operation and utilization of a sewing machine, I have been unable to establish my tailoring enterprise due to the suboptimal condition of the machine at my disposal. My strategy involves accumulating sufficient funds from my upcoming transfers to procure a new sewing machine. This acquisition will pave the way for the establishment of my business, enabling me to generate a sustainable income. The invaluable financial support from the transfers has been instrumental in elevating my quality of life, for which I am profoundly grateful."

"In my capacity as an educator, I am actively seeking additional income streams to complement my existing resources. Considering venturing into the sale of vegetables and fruits, I aim to establish a business in this sector. Furthermore, I intend to expand my investments in livestock. Presently, I have acquired two goats through my previous transfers, and I aspire to augment this number to bolster the herd, creating opportunities for income generation through sales. I am profoundly thankful for the unwavering financial support that has been extended to me thus far."

"Upon receiving the transfers, I strategically allocated the funds to enhance my family's livelihood. Allocating $155 to purchase a water pump was a thoughtful investment, intended for irrigating my farm during the dry season. This initiative aims to cultivate vegetables, ensuring a sustainable source of food and income. Another $90 was wisely spent on purchasing maize, contributing to our food security. Allocating $10 for essential farm tools, such as a farm hoe, ensures that we have the necessary equipment to efficiently work the land. Furthermore, celebrating Christmas festivities with a $50 allocation allowed my family of five to enjoy the holiday season, fostering a sense of joy and togetherness. Additionally, $10 was dedicated to acquiring a school uniform and investing in the education of one of my family members. The remaining funds were given to my wife to save for her clinics. This strategic decision not only supports family planning but also contributes to our long-term financial stability. I am grateful for the assistance received, as it has uplifted my life by addressing immediate needs and providing opportunities for sustainable growth. The diversified allocations showcase a thoughtful approach to utilizing the funds for both immediate and long-term benefits."

"Looking forward to the coming year, I have ambitious plans to expand my salon business, aiming to further increase income for my family of four. To initiate this venture, I estimate a requirement of $100. This investment will contribute to the growth and sustainability of the salon business. The strategy involves saving the profits generated from the salon business to facilitate future expansions. This approach not only ensures the gradual and sustainable growth of the business but also aligns with a prudent financial strategy for long-term success. I am optimistic that, with careful planning and dedication, the salon business expansion will lead to increased prosperity for my family. The goal is not only to generate immediate income but also to create a foundation for sustained financial growth in the years to come. I look forward to the positive changes and opportunities that this venture may bring in the coming year."