"I have always dreamed of building a respectable house and owning livestock, particularly goats. I am overjoyed because I have successfully built my house and am now living in it comfortably, free from the challenges of seeking shelter in my neighbors' homes as I used to do in the past. With this accomplishment, I now have the means to redirect my funds towards other investments, and my initial focus is on expanding my goat herd. Currently, I own five goats, and as a subsistence farmer without a regular source of income, I see them as a potential financial safeguard. They serve as a reliable resource in case of any unforeseen financial needs. Given my background in menial jobs, such as burning and selling charcoal, which has become impractical due to the impacts of climate change, I view goat farming as a viable alternative. My plan is to acquire more goats, engage in breeding activities, and allow their numbers to multiply. This will provide me with the flexibility to sell them when necessary, effectively addressing any financial requirements that may arise."

"Recognizing the role of education, I disbursed $200 to cover school expenses for my two high school-going children from the support I received from GiveDirectly. With the dire state of our living quarters, I invested $106.4 in purchasing building materials to repair our house. Our small, one-room home, previously covered with worn-out iron sheets, often failed to protect us from the rain. With six children, the space constraints were challenging. With visitors, the situation worsened, as they had to sleep outside. To tackle the persisting food shortage issue, I wisely allocated $98.6. As a farmer, nurturing our agricultural practice is paramount. I invested $30 in generator oil to facilitate irrigation and pesticides for our maize farm, recognizing the significance of safeguarding our crops for a fruitful harvest. Prioritizing health, I set aside $15 for medical expenses when my grandchild fell ill. Timely access to healthcare is crucial, and ensuring the well-being of our family members remains a top priority. Engaged in charcoal production and small-scale farming, I confront challenges in sourcing logs, making charcoal production difficult. Our small-scale farming activities face unreliability due to the seasonal nature of the river. Despite lacking a steady job, the financial assistance from GiveDirectly has proven invaluable. It has empowered me to address immediate needs while laying the foundation for a more secure and comfortable future."

"My son has recently enrolled in high school, and since I don't have any other means to cover the fees, I rely on monthly transfers. I plan to support his education for as long as I am part of this program. The low-paying odd jobs I mostly undertake do not generate enough income to meet all the needs of my household. Being a widowed single parent, I have been solely responsible for raising my children and have often supplemented my income by working on other people's farms. Despite my financial constraints, I deeply wish that my son can fulfill his educational aspirations."

"My current priority revolves around my aim to acquire a cow, recognizing it as a valuable and enduring investment that extends beyond the period of receiving transfers. The cow's potential to generate income will be instrumental in addressing my needs. Upon successfully attaining this goal, my next endeavor will involve the restoration of my house to its former condition. I appreciate having a well-equipped cooking space now and express gratitude for the support received through the transfers."

"As I said I am a single mother and all my seven children are dependent on me financially. My first born finished class 8 and is meant to join secondary school but is now home waiting for me to get enough finances to enroll for secondary school. I would want all my children to get an education and this is only possible If I get the right finances. I want to buy animals and breed them and then use them as a fund to take my children through school."

"Wealth is defined in so many ways across the world. My definition of wealth is having a big flock of cattle since when you have so many cattle you can always sell animals whenever possible to sort out your needs. I want to be a wealthy man by my definition. I want to build this transfers to build wealth. I have been investing in chicken which I plan to continue spending on which I will finally sell off to buy goats and finally sell the goats off to buy cows which for me are the ultimate measure of how much someone is worth."

"I have been working on building a house which is now complete and myself and my children are staying there. I however do not have house furniture. I need a bed, I have asked around and was told I would need about $120 to buy a bed and around $50 for anew mattress. My plan is to redirect my entire transfers into savings to ensure I am able to reach this goal before the year ends."

"I am currently undertaking a diploma course in early childhood education. I need $450 total to complete this entire training. For each semester we pay $80 and once the semesters are done we need about $170 to do our final exams. My hope is that this transfers will be sufficient to clear all my semesters in school and then even if it may require me to take loans to clear the exam I hope that my next year transfer will cover debt repayment."

"My goals this year are very straight forward. I would like to finish my diploma which is to be completed in December as well as buy a few animals. I am not hired by the government for the work I do because of the limitation of my level of education, with a diploma I am better placed to try getting Government sponsored jobs. I would like to be an Educator but in a much more stable capacity. I also want to buy animals to just build a business in animal rearing which I hope to also achieve from this transfers."

"I am in a savings group which I attribute entirely to my being enrolled in Givedirectly program. Being in this savings group have ignited dreams that for me were long lost until the program began. My family of four lives in one room house which is very small that we do not have enough space to have a living room and a sleeping area. I now, through this transfers and saving them have started on a project of building a two room house for my family. I now have 14 Irons sheets already purchased and I plan to purchase more until they are enough and then embark on buying building poles."