"Initially, I had considered starting a small hotel business to generate daily income and support my family. However, I realized that saving enough for this venture would take a considerable amount of time, especially given the financial constraints my family faces. I was concerned that I might be tempted to use my savings for other urgent needs, jeopardizing my goal of opening a shop business. Instead, I decided to invest in livestock, specifically goats, with the money I save. I plan to start with two goats, which will multiply over time through breeding. Once I have a sufficient number of goats, I can sell some to raise capital for my dream hotel business. I am committed to saving a portion of my monthly transfers and combining it with earnings from casual jobs to achieve this goal. Investing in goats allows me to demonstrate serious commitment to this project while building a sustainable source of income for the future. Ultimately, I envision using the profits from goat farming to transition into my desired hotel business, providing a stable and fulfilling livelihood for my family."

"What I truly appreciated about GiveDirectly's support was the way the cash was transferred directly to our phones, which significantly minimized corruption. The enrollment process was conducted solely by GiveDirectly officers without local leaders' involvement, ensuring that all of us received the funds without bias. Moreover, GiveDirectly officers were notably respectful and patient, and their teachings during the community meetings (barazas) helped us understand the organization better, eliminating any doubts we might have had. Additionally, their education on wise spending guided us on how to use the funds effectively and their follow-up process after transfer receipt motivated everyone to spend their money wisely. I hope GiveDirectly continues with this commendable approach."

"I am blessed with a family of 7 members. Three of them are boys who have successfully undergone the rite of passage(circumcision) and are now considered as young men within our community. Unfortunately, because of limited resources, I am unable to construct a separate structure for them to reside in as per our tradition and custom. As a result, they are forced to sleep in the kitchen. This has not gone well with the neighbors who are constantly criticizing me for not honoring the traditional yet they know the underlying reason(s)."

"In the upcoming months and beyond, my foremost objective is to secure funding for my son's education. My aim is to settle all outstanding school fees to ensure his uninterrupted learning journey. By eliminating these financial burdens, he can fully focus on his studies, paving the way for a brighter future. I am grateful for the financial support provided, as it has significantly contributed to meeting my family's needs, particularly in facilitating my son's education."

"With schools set to reopen next week, I am gearing up to address the pending school fee arrears for my children, which amount to a total of $50. Using my upcoming transfers, I intend to clear this debt and ensure that my children's education remains uninterrupted. Creating a conducive learning environment for them is paramount, and settling these fees will contribute to that goal. I cannot overstate my gratitude for the transfers that have facilitated this positive transformation in my life. The support I have received has been instrumental in alleviating financial burdens and providing opportunities for my family's education and well-being."

"Livestock holds a special place in my heart, as they offer opportunities for earning income. With my upcoming transfers, I intend to invest in goats, recognizing their potential for multiplying and generating revenue. My plan is to expand my livestock holdings and eventually exchange some goats for an additional bull. Having two bulls will significantly enhance my income-generating capacity, as I can offer plowing services to others in the community. This diversification of income sources marks a significant shift from my previous reliance solely on my son for financial support. I am immensely grateful for the financial assistance provided by the transfers, as they have empowered me to pursue economic opportunities and achieve greater financial independence. This newfound ability to earn money brings me great joy and satisfaction, reflecting the positive impact of the transfers on my life."

"In the coming year and beyond, my primary focus will be on maximizing my farming efforts by ensuring I have all the necessary inputs and conducting timely farming activities to enhance productivity. This is because my son, who is currently in grade seven will be transitioning to high school soon, and that means more money for school fees. So, I need to plan carefully. To secure the funds required for my son's education, I intend to leverage the proceeds from my farming to invest in goat farming. Currently, I already own three goats, which I purchased using the initial transfer. The venture has proven promising, with two of the goats already giving birth. Our warm climatic conditions are good for their multiplication as they reproduce faster, and they have shown resilience even during drought. By expanding my goat farming, I aim to generate sufficient income through their sale to cover my son's school fees."

"In the next few months and years, my big goal is to build a two-room house. I've been saving up through a savings group called SILC, and I'm almost there—I've got $95 saved! Once I hit $100, I can borrow more than $20 to help fund my project. I'm looking forward to having my own place, it would mean the world to me. I plan to repay the loan through transfers, the money I earn from my casual job, and with some help from my daughter. I can't wait to see my dream become a reality!"

"I have seen livestock farming doing well in our area specifically for goats, so I opted to borrow ideas from a neighbor who was balancing her priorities well. Instead of receiving money and concentrating on food, I opted to start an investment which by the end of this year I would like to account for it. Therefore, I plan to start goat raring. I chose goats because they are affordable in terms of the cash I receive from GiveDirectly and also they do not require much attention. Their ability to survive in a drought-prone area also encouraged me to invest in them knowing that I will not have a tough time looking after them. I now have 2 goats with hopes that when they multiply they will act as my financial security."

"In the next year, I aim to construct a small house. I plan to use the money I receive through the GiveDirectly transfers to save up for building materials. Currently, I have 14 iron sheets, but I still need to gather building poles and save for the wages of the construction workers. With each transfer, I'm getting closer to realizing my dream of having a place to call home."