"Initially, I ran a successful grocery business that provided ample profits to support my family. Unfortunately, when illness struck, I lacked the necessary financial support to access medical care, leading to the collapse of my business. Consequently, I had to allocate all the funds previously earned from the business towards my medical expenses. I am yearning to regain my previous stability, my primary goal for the upcoming year and beyond is to expand my business. Currently, I face limitations in stock availability, hindering potential profits. Therefore, I aspire to expand by securing a larger space and increasing inventory to optimize earnings. This expansion aims to alleviate the frequent financial challenges my family endure."

"I have set my sights on two primary goals that I believe will significantly improve my family's quality of life. First and foremost, I aim to save $10 every month diligently. This disciplined saving is part of my larger plan to build a new house for my family. Our current house is old, with a leaky roof that brings more stress than shelter. I know achieving this goal won't be easy; it'll demand perseverance and resolve, especially when faced with the challenges of our current living situation. But I'm determined to push through until I've saved enough to provide my family with a safe and comfortable home we can truly call our own. Additionally, I've recognized the need for a more stable source of income beyond farming, which has proven unpredictable. To address this, I've decided to venture into the vegetable business. By starting this new enterprise, I hope to bring some financial stability to my family and reduce the uncertainty that comes with relying solely on agricultural activities."

"Right now, my main goal is all about the house. I want to build a new one, not just for myself but for the safety of my grandchildren too. It's important to me that we have a secure place to call home where we can all feel protected and comfortable. Looking ahead, I've been thinking a lot about how to secure our future. Livestock keeping seems like a smart move. I plan to focus more on raising goats; they can help us out financially if we ever face any emergencies. Selling some goats when we need extra money could be a real lifesaver. So, between building a new home and expanding into livestock, I'm hopeful that the coming years will bring greater stability and security for me and my family."

"My main focus for the upcoming year and beyond is to continue improving my home. I want to make sure it's a safe and comfortable space for my family, especially my grandchildren who stay with me. To achieve this, I plan to start renovating by adding new irons to prevent leaks and also adding another room. I aim to kick off this project by July, so we can enjoy the benefits of a more secure and spacious home as soon as possible. Additionally, one of my top priorities is to ensure that my daughter receives a good education. I'm determined to raise enough money to cover her school fees and support her throughout her studies. It's essential to me that she finishes her education and has the opportunity to pursue her dreams. These goals drive me forward, and I'm committed to making them a reality for the sake of my family's well-being and future success."

"Next year, my main goal is to renovate my house and add an extra room because my family is growing. It's a simple dream, but a big step for us. I've been making sacrifices, saving every penny, and planning carefully, and I truly believe that by next year, I'll be able to make it happen. Having that extra space will relieve so much stress from my life. I'll finally have room for everyone, and my children will have a safe and comfortable place to grow up. It's not just about the physical expansion of the house; it's about creating a better environment for my family's future. I can't wait to see the smiles on their faces when they have their own space to call their own."

"With five children all attending school, the weight of responsibility feels heavier than ever. That's why I've been pondering a plan that might just lift some of that burden off our shoulders. I'm thinking of starting to raise goats soon. It might sound simple, but I believe it could be our ticket to a less stressful life. If I have goats, I'll have a safety net; I can sell them in case of emergencies, whether it's covering bills or paying for my children's school fees. It's about creating a cushion for my family and ensuring I am not constantly teetering on the edge of financial strain. With this plan, I hope to bring a sense of stability and security to my household, allowing me to focus on nurturing my children's futures without the constant worry of making ends meet."

"In August this year, I'm finally going to start building my own permanent house. I've been feeling so worn out and stressed, constantly fixing up my temporary one. It seems like every other year something needs fixing, and it's been taking a toll on me. I've realized that building a permanent home is the only lasting solution. Luckily, I've been saving up money for this project, so I can finally make it happen. Once my new house is built, I won't have to worry about it falling apart or collapsing anymore. It'll be such a relief to have a stable and secure place to call home."

"I am a retired civil servant and I usually spend my time taking care of my livestock in the grazing fields. While I was in the field late in the evening, I received a message on my phone and I was curious to know who could have sent me a message at that time. When I read the message, I couldn't contain the joy that I felt when I learnt that I had received my first transfer from GiveDirectly. I couldn't wait to share the news with my wife as I gathered my livestock and headed home. My son was almost prevented from graduating after completing his studies because I couldn't clear the fee arrears that he had. However, with this transfer, I was assured of his graduation."

"My primary goal for the upcoming year and beyond is to finalize the essential renovations on my house, ensuring its durability and safety for habitation. Thanks to the financial support from the transfers, I was able to construct this two-roomed house, a significant achievement for me. Additionally, the funds allowed me to install proper lighting in the house, greatly enhancing its livability. Looking ahead, I aim to invest in purchasing livestock once the house renovations are complete. This strategic investment will provide me with additional income streams and contribute to my financial stability in the long term. I am immensely grateful for the support from the transfers, which has enabled me to improve my living conditions and pursue my goals with confidence."

"So much has changed in my life ever since I started receiving the cash transfer. However, the biggest difference in my life right now is the fact that I have gained financial independence, to say the least. For the first time in my life, I have stayed more than two weeks without knocking on my relatives' doors asking for financial assistance to either buy food or even medicine. Nowadays, I do not have to do that because I have savings from the transfers that I can use to buy medicine when my child is sick or buy food when we do not have any. This is a huge relief to me as a breadwinner. Thank you, GiveDirectly."