"I have had dreams that always felt far fetched because I could not imagine any of it happening because my earnings could not allow it. Now I can dream with the facilitation to dream. I would want to buy some animals and rear them to help cushion us at different times. I have four goats and 1 duck and I hope to get this to 10 goats and 10 ducks."

"My husband and I can only dream of formal work. We never got an education and this has had us at a disadvantage for the longest time. I look at my children and would not want the same fate that has befallen us as their parents to be their portion. We are fighting for them to get an education and so all my transfers as I had indicated before will be channelled towards educating my children."

"My dream right now is to increase the animals I own. This animals have proven a resilient way of fighting the extremes of weather and ensuring we can sell the and get money for school fees as well as food. We now have 8 chicken and 7 goats which I plan to build on buy buying more animals. I also plan on breeding my goats to also increase their numbers which will be beneficial to me."

"My goal for this year is to build a larger and safer house for my family. Currently, we live in an old house that does not adequately meet our needs. Once my son recovers, I plan to use the transfers to buy building materials and pay for labor costs for construction. Improving our living space will ensure the safety and security of my family, giving me peace of mind. I am grateful for this opportunity to enhance our living conditions, and I am determined to make the most of it for the well-being of my family. This chance to create a better home environment means a lot to us, promising a brighter future and greater comfort for everyone under our roof."

"My primary goal for this year is to seek specialized treatment and care for my hernia. I have been ailing for a while now, but unfortunately, I cannot afford the related medical expenses and surgery. I have started saving my transfers, and with the upcoming transfers, I hope to accumulate enough to pay for my surgery. I am hopeful and looking forward to making a full recovery because it means I will be able to return to work and provide for my family. I am deeply grateful to GiveDirectly for this assistance and the support has given me hope and the opportunity to pursue the treatment I need. I believe I can overcome this health challenge and regain my ability to support my loved ones."

"I had small business shop in my compound which was the main source of income to my family but due to lack of finance it collapsed. I am now struggling to raise school fees for my 3 school going children who are in their senior secondary level because iam depending on casual labour which is very rare to get in my village because all farms were submerged by the lake Baringo water during the recent floods."

"I've always wanted to get into poultry farming, specifically raising chickens. Unfortunately, there was an outbreak of chicken disease in my neighborhood earlier this year, which wiped out all the poultry. I plan to take a few months off before starting this new venture to avoid the risk of another disease outbreak. I truly believe that poultry farming presents a great business opportunity. It will allow me to sell chickens to cover my children's school fees and other essential expenses, while also supporting my husband. Additionally, I'm interested in getting into goat farming, and I plan to sell some chickens once I've established a good number of them and acquired goats. I see these goats as a future financial security once my other sources of income come to an end."

"I successfully constructed a house for my sons as I had promised. In the upcoming year and beyond, my goal is to strive to build another single-room house for my daughters. It is very convenient for them to have their own space as they also require privacy. Apart from this, I have a project of buying goats. As a member of a merry-go-round group, I plan to save part of my transfers and then use them to invest in buying goats when my turn comes. Since goats multiply fast, I will sell some and add to my future savings, aiming to eventually buy a cow. Buying a cow at once is not easy due to its high cost, but through this strategy, I aim to acquire one. The remaining amount from my transfers, as I will be saving $1 per month, will be used to buy building materials gradually, enabling me to build a house for my daughters. I will be working to enable me to build my daughters' house."

"In the coming year and beyond, I plan to save for about four months to buy a goat. Once I have the goat, they will multiply and generate profit. Currently, goats cost approximately 7000 each. In the future, I plan to sell some goats to pay for my child's schooling. My spouse sells mandazi, thus we supplement with these transfers to support our family. I also aim to expand our house to have two rooms. Currently, we live in a single room, which is small, so I need an extra room for my child. I want to purchase building materials gradually through my savings to achieve this goal. This will also help provide for our growing family enough space in the future, especially once the cash transfers stop."

"The transfer I received has made a huge difference in my life. I no longer have to spend my days burning charcoal, which has given my mind some much-needed rest. Using the transfer to restock my kiosk has significantly boosted my business, increasing my daily profit by about 50%. This has allowed me to meet my basic needs without having to rely on charcoal burning. I can now fully dedicate my time to running my kiosk, staying open from morning till evening, whereas before I used to take breaks in the middle of the day to tend to the charcoal. I am grateful to GD for bringing about such positive changes in my life."