"The roof of my house is leaking, making it uncomfortable to sleep in the house, especially during the rainy season. My plan is therefore to use part of my transfers to gradually buy roofing materials and repair my house so that I may have a warm place free from leaks to sleep in. Additionally, I want to keep on buying goats, also using part of the transfers, so that they may increase in number and value in a way that once this project ends, I may have something to remember and rely on to generate some income when in need by selling them."

"Initially, my plan was to renovate my old house. The poles in my house are rotten, and they need replacement to make them more durable. However, the high expenses associated with renovation led me to re-evaluate my approach, and instead, I have decided to focus on buying more goats using my transfers. I am hopeful that these goats will multiply and increase in number and value over time, providing a steady source of income that I can use to renovate my house in the future. By investing in livestock, I can create a sustainable financial foundation that will allow me to develop my house into a better condition without experiencing much financial strain."

"With my children in secondary school and transitioning to higher education in the near future, my primary goal is to ensure that they continue with their education without any interruptions. Additionally, I plan to balance the transfers I receive from GiveDirectly, save little by little, and buy goats. My hopes are that these will multiply and increase in number and value so that, in the future, I may be able to sell them and use the proceeds to help educate my children and further their studies. These goats will be a great source of income to help my family strive for future success."

"My plans for this coming year and beyond are to make sure that my children, who are in school, continue to receive the education that is required for them to have a successful life in the future. To make this possible, my plan is to keep using some of the transfers I will be receiving from GiveDirectly to buy more goats, hoping that with time they will multiply and increase in number and value so that I may be able to sell them in the future and use the proceeds to pay for my children's education. Additionally, I also intend to use a portion of the proceeds that I will get from selling the goats to start a grocery business. Considering that I am older, I recognize that I am not able to engage in manual labor as easily as I once could, and so this new business will, in turn, help me diversify my income streams and provide a more stable financial foundation for my family."

"I am filled with a sense of accomplishments as I near the final stages of renovating my house,. This project has been a significant undertaking, but I am determined to ensure that my house is not only complete but also built to last. Moving forward, I also intend to use some of my transfers to gradually purchase more building materials to strengthen the foundation of my house by reinforcing the base ensuring that it will be more durable and able to withstand even heavy rains. This will give me the peace of mind that my family's living space will be secure for years to come. Additionally, I plan to continue using some of my transfers to purchase more goats in hopes that they will multiply and increase in number and value over time, allowing me to sell them in the future and use the proceeds to support my family. I am excited to see these plans come to fruition, and I am grateful for the opportunity to use my transfers in a way that will benefit my family in the long run."

"For this coming year and beyond, I intend to continue using my transfers to buy more goats, hoping that they will multiply and increase in number and value. My wife is doing the same too. This will enable us to sell them in the future and pool our proceeds together. Combined with my wife's resources, we will be able to purchase a plot of land and build a rental house, which will provide us with a steady income, reducing our struggles with basic needs in our family. I am optimistic that this plan will come to fruition."

"I am into charcoal selling business and as I continue to manage my transfers and the income from my charcoal business, my primary focus remains on ensuring that my children complete their education and have the means to lead independent lives. I plan to use part of my transfers and business earnings to continue funding their education, guaranteeing that they can complete their studies without interruption. Additionally, to achieve my long held dream of becoming a livestock farmer, I intend to continue investing in goats and chickens using part of my transfers. I am confident that these chickens will multiply and increase in number, allowing me to sell them in the future and use the proceeds to buy more goats. Similarly, I hope that these goats will multiply and increase in number and value, enabling me to trade some for cows and sell others to support my children's education and family needs. Once I have a sufficient number of cows, I plan to sell some to generate funds. With these proceeds, I aim to start a livestock selling business. This venture will involve buying livestock from farmers and selling them in the market, thereby securing a stable financial future for myself and my family."

"My biggest aspiration is to attend college and pursue a building and construction course. Given that my parents are currently unemployed and rely on peasant farming, I have to work hard in my second-hand business to raise enough funds to cover my college fees. I am very hopeful that I will achieve this goal with the help of the transfers I receive from GiveDirectly. Once I am able to save up enough money, I plan to hand over my business to my sister, who has completed her high school education but has not yet found a way to enroll in college despite passing her exams. After completing my course, I aim to support her in enrolling for her college education."

"After running a small vegetable business in the village, I had to close it to seek medical treatment in town. However, I am planning to revive the business in the coming year and beyond. The profits from this venture will allow me to contribute to our needs, support my husband, and save for enrollment in an Early Childhood Development course. Since completing high school, my dream has been to become a teacher. I aspire to secure a stable teaching job to provide for our growing family. As part of my savings plan, I contribute $20 every month to our chama group to work towards achieving my dream, and I am grateful for this financial support."

"My firm goal is to pursue a tailoring course. The prevailing lack of job opportunities and skills has made me realize the transformative power of education. By mastering tailoring, I aim to improve my prospects for employment and unleash my creative talents. Seeking further education is not just a personal aspiration; it's a vital step toward securing a more secure future for my family. I am optimistic that with the proper training, I will be able to find a job that not only satisfies me but also provides for my family's welfare. Throughout this journey, I strive to assist my husband in raising our children and build a future where financial stability and personal fulfillment go hand in hand. Moreover, I am delighted to have reunited with my husband after fulfilling the required dowry with my parents and to rebuild a happy family. It was challenging being separated from my spouse due to his failure to pay my dowry, but I am grateful that he managed to fulfill this step through these transfers."