"Most of siblings left for the city and do not support us financially. My mother as well as my family depends on me for finances. I have the motorcycle running and the shop as well. I would like to add up on this two by going into animal farming. Animal farming is one of the businesses done by most locals in our area. I believe that going into this business will help me a lot in generating income"

"My goal is to build a house for my children. I have one house where we all live with all my children but since the number is large the house has become small. I would love to build a two room house to accommodate my 5 older children. I plan to achieve this through my savings group where I make savings of $10 monthly. The goal is to get to a point where we can buy iron sheets as well as building poles to start off."

"Having an emergency fund is my goal. I cannot do this by any other means but through the purchase of animals I hope to buy and breed goats and chicken until I have enough goats to sell and buy a cow. I want a dairy cow which can be milked for milk to sell and consume but also can give birth to more cow. This was I build my emergency fund and do not need to depend on handouts or loans for basic needs."

"My personal goal is increase my animal. I have 3 chicken and 2 goats which I purchased using my transfers. Having animals changes my finances completely. I sell charcoal, this means I go into the bush to look for tree stumps, dig them out and the burn them, Most times its difficult to have sufficient charcoal to fill a sack. My plan is to start breeding the animals for sell. This way I can focus on increasing their numbers so that we are able to sell them for money."

"I have so far gotten three goats from my cash transfers. Givedirectly is the reason I am animal owner. The drought before had killed most animals and the periodic diseases had taken away most of our poultry. Having cash empowers me to replace the animals and my hope is to buy more animals which will be an emergency fund to my family."

"Through the cash transfers I was able to set up my motorcycle taxi business which is now my main source of income. I would want my wife to also have something to earn a living increasing the income we make. I am saving towards starting a grocery stall for her using my transfers. I plan to use my money to ensure she gets vegetables and other groceries and using my motorcycle buy the vegetables from the market daily."

"For about a year, I have been sick with a condition causing loss of blood. I have been in and out of the hospital, receiving medication to boost my blood levels, but nothing seemed to work. I thank God because, when the money arrived, I was at the point of death, being taken by ambulance to a larger hospital. I spent $150 on medication there, and I thank GiveDirectly because I am now better. I haven't fully recovered, but I am much improved.After returning from the hospital, I spent $240 to buy iron sheets. I had been living in a house made of grass and mud, which leaked badly when it rained. The house isn't finished yet because I am still very weak and can't do much work. However, I will complete it once I fully recover.With the remaining amount, I paid my four kids' school fees. My husband is a farmer, but lately, we haven't harvested anything. We used to irrigate our fields with water from Lake Baringo, but the water level has dropped, making the lake too far away for us to use. Now, we rely on rainwater for farming. We mostly sell our farm produce to pay for school fees.I can proudly say that life has changed, and we truly appreciate GiveDirectly for helping us realize that there is a brighter future."

"The M-Pesa message arrived exactly at 3:10 PM while I was busy in the bush with my husband, burning charcoal. A sudden joy appeared on my face, and I was filled with happiness. I immediately notified my husband that the money had arrived. He also became very happy because we had initially planned to purchase goats with the money. In our area, someone without livestock is considered very poor, even if they have other possessions."

"My accomplishment in the coming year and beyond is to complete the renovation of my house. I have so far purchased the sand. I plan on saving more from my subsequent transfers to purchase stones and cement. Once I have all the building materials required, I will commence the renovations. This will make my house safe to stay in and ensure it lasts long. I am very appreciative of the financial support in helping me achieve this goal, especially given that I do not have a steady income source."

"My accomplishments in the coming year and beyond are geared towards investing in income-generating projects to achieve financial stability. To reach this goal, I plan to buy more stock for my charcoal business, enabling me to sell more and earn a good profit. Additionally, I am planning to invest in livestock purchases. Over time, the livestock will multiply, and I can sell some in the event of an emergency. I am very happy and appreciative of the financial support I have received so far."