"n the coming year and beyond, my primary goal is to build a house for my family of seven to gain privacy and independence from living with my mother-in-law, a situation that has been uncomfortable for us. To achieve this, I plan to set aside $2 from each transfer and supplement this with my husband's income until we save $500, the amount needed to construct our home. This step will greatly improve our living conditions and provide the privacy we need."

"As the sole provider for my family of nine, with my husband unable to work due to illness, my primary goal for the coming year and beyond is to ensure that all my children complete their education. To achieve this, I will continue setting aside part of my transfers to cover their school fees. Additionally, I plan to expand my livestock project by purchasing more goats and eventually selling some to support school expenses. While I initially aimed to buy a cow, I have adjusted this goal due to my husband's health situation, focusing instead on strengthening my goat-rearing venture to secure a stable income for my family's future."

"In the upcoming year and beyond, I plan to invest in a livestock rearing project, focusing mainly on goat rearing, which will provide me the opportunity to further invest in this area. This initiative will help me support my younger sister, who is still in school. At present, I own three goats, and my aim is to increase their numbers. Given that goats are quite expensive, costing around $150 each, I recognize that I need to work diligently to reach this goal. I have joined a merry-go-round group where I save $20 each month to help fund the purchase of my dream cow. Additionally, once my goat project expands sufficiently, I intend to sell some goats to generate income and combine that with my savings to enable me to buy my dream cow. I am passionate about cow rearing because it offers numerous benefits, starting with milk that can be sold for income. Furthermore, cattle provide farm fertilizer and can yield a good profit when sold. Therefore, I am optimistic about achieving this goal."

"Food has become expensive because of inflation and this makes life difficult. As days go, it becomes more difficult to be able to feed my family of six because of a constant income and more priced food items. If i had another source of income everything would have been easier to achieve."

"I have been renovating and repairing my house in order to make it more durable. The transfers I have received have been incredibly helpful in this process. Although the house is not yet complete, I remain hopeful that I will be able to finish the renovations soon. One of my main goals is to put in a proper floor, so we will no longer have to endure the dust from the earth floor. To complete the renovation, I plan to use my future transfers to buy all the necessary building materials. Once the house is finished, I will be very happy, knowing that my home will be secure, and I will no longer have to worry about housing, even after this program comes to an end. In addition to improving my home, I want to lift myself and my family out of the poverty we are currently in. To do this, I intend to save a portion of my future transfers and use the saved money to start a business. I would love to open a business selling vegetables, dried fish, soap, and other goods. I am hopeful that with hard work and determination, these plans will come to fruition. I am truly grateful for the transfers we receive from GiveDirectly, as they have given me the opportunity to work towards a better future for my family."

"Earlier, I had shared that I wanted to buy a bed and mattress. I was able to purchase the bed, but due some issues that my son, who is our breadwinner faced with his business, I had to put my plans on hold and prioritize supporting him so that he could get back on his feet. Now that he is back on his feet, my goal for this year is to save a portion of my future transfers to finally buy a mattress, so I can have a comfortable place to sleep. In addition to this, I bought a phone on credit and have been making monthly repayments. For the next few months, I plan to continue repaying the debt using part of my transfers. Once I buy the mattress and fully pay off the phone, I will feel a sense of relief and can focus on my future. Looking ahead, I intend to gradually buy goats and chicken using my transfers. My hope is that these animals will multiply over time, providing me with a sustainable source of income and something to rely on in the future. I am incredibly grateful for the transfers, as they have made all of this possible and have given me hope for a better tomorrow."

"With old age, it is difficult to rely on hard jobs to make a living. I currently depend mostly on selling livestock and my children for upkeep. I feel bad because I am burdening my children with my responsibilities. If I had a stable source of income my life would have been better."

"Lack of a stable source of income limits our ability to meet our basic needs comfortably. My husband and I depend on casual jobs to earn a living. We have four children at secondary school and it is hard to pay their school fees meaning they spend most of their school time at home due to arrears"

"With my second transfer, I leased an acre of land for $100 to add to the half-acre I already own. I have not been getting much from the half-acre, so my plan is to plant maize on the additional land, hoping that by expanding, I can increase my yields. I also used $100 to clear my nephew’s school fees. He is under my care and had $20 in arrears, which I cleared, and I paid $80 for his next term’s fees to ensure he doesn't miss school due to financial issues. Additionally, my house is quite small; I currently live in a single room with my nephew, and sometimes it gets uncomfortable, especially as I’m planning to get married soon. To address this, I used part of the transfer to buy iron sheets for $80, which included the cost of transport and nails, to improve my living space. I also bought frames and posts for $50 to help me build an extra room for the family. I hope to use proceeds from my crop yields and savings to complete the construction over time. Lastly, I invested in my future by buying three sheep for $40 each, adding to the one I purchased with my first transfer. The sheep do well here, and as they multiply, I plan to sell them in the future to meet other needs that may arise. I am truly grateful to GiveDirectly for their support in making these plans possible."

"To support my family, I have been running a business buying and selling goats, especially after losing all my crops to floods. However, due to limited capital, the profits I make are low, and it's becoming increasingly difficult to cover all our expenses. To improve this situation, I have decided to diversify my income by venturing into crop farming. I plan to plant maize, which is a staple food, and I will lease additional land since my own land is currently flooded. I intend to use my next transfer to make this plan a reality, allowing me to grow more crops and increase my family's income in the future."