""My children are all schooling in Zwedru, and the living conditions there is difficult for us as parent. We pay rent, school fees and feed them from the little farm we are making here. My both transfer is saving because I want to build a house for my children in Zwedru.""

"The roof over my house is a thatch roof and becomes uncomfortable to live under during rainy season. I already started changing the roof from thatch to zinc. I am planning to use my recent transfer to buy additional zinc bundles and roofing nails to complete the roofing. I will also save some of this recent transfer for the workmanship for the renovation."

"Upon receiving my first transfer from GiveDirectly, I started my house renovation. I have changed my roof and plastered two of the rooms in the house. I intend to use the recent transfer to do the plastering and painting of the entire house. I will also use the balance to pay my children remaining school fees and maintain it for them to get good education for a better future."

"I have always wanted a better living conditon for my family and me. Therefore, In the coming years I want to complete my house renovation project and be able to invest more in farming so as to save enough money for my children's school fees."

"I want build a condusive living place for my family and me. I have already bought two bundles of zinc with the initial transfer and I'm planning to use the balance to buy additional two budles and nails to complete the roof."

"I already have three bundle of zinc that I bought with my first transfer. I will use this transfer money to buy additional one more bundle with 19 gallons of gasoline for the machine to saw my planks for roofing."

"One morning while stting at the front of my house, my phone rang. When I went to checked, it was a mobile money alert from GiveDirectly that I have received 35625LD. I was so exited and the first thing that came to my mind was to buy my matress and drums of gas for sale because that has been my plans."

""I was in my room laying down when I received the alert on my phone, I jumped out of the room with shouting and dancing because I never had the thought that one day I could received such a huge amount of money free. Even doing the registration process, I stilled had doubt that this was going to be possible because this is the first of this kind in our community. When I received the first transfer the first thing that came to mind was how to recondition my entire house. Like changing some of old zinc to a new one, plastering the rooms and changing windows and doors to a better one. This had been my dream all along. But I couldn't afford the money the money for such project.""

"I have a very big number of dependants with no clear source of income. I'm currently living with three of my grand children who also have three children each. On top of that, I also have a son whose wife went to Qatar in search of job leaving him with two children whom are also basically under my care. I'm really struggling to feed this number. I sometimes receive some help from my son, but mainly I'm always on my own burning charcoal and selling firewood to make ends meet. I used to depend on my husband who was employed by a particular cargo company at the harbour but he passed away at the beginning of this year."

"I do not have a reliable source of income. I'm a mother of five living with my husband and my children. Two of them are already attending a local grade school both paying school fees of $50 per academic term. My husband used to be a taxi driver in Malindi town but he stopped a year ago due to low daily income of just $2 he was generating from it. Currently he got a job as a casual labourer with a Chinese company constructing a particular road nearby, a job that he just got two week ago and has not yet earned from it. Personally, I sell palm wine at this village's shopping center. This earns me around $10 in two days. As a family we've been surviving with this, though not enough to pay all our bills."