"I have always dreamed of owning cows to use for plowing my farm. Currently, I don’t have my own bulls and ox-driven plow disc, which means I have to hire from others, and this has been quite costly. To reduce these farm preparation expenses, I plan to acquire my own cows and a set of disc plows. To achieve this goal, I intend to continue using a portion of my transfers to invest in goats, hoping that they will multiply. In the future, I aim to trade some of these goats for the cows I have always wanted. As my goat herd grows, I also plan to use them to support my children's education and help with any other needs that may arise by selling some of them. My ultimate goal is to ensure that by the end of this program, I have something sustainable to rely on for taking care of my family and my children's education while also resolving my farming challenges."

"The house I currently live in has a grass roof and is on the verge of collapsing. It’s in very poor condition, and I have always dreamed of building a decent two-room house for my family, where we can live comfortably. To construct this new home, I need 20 iron sheets and other building materials. Right now, I have 10 iron sheets, and my plan is to use the transfers I receive from GiveDirectly to acquire the remaining materials. To achieve this, I am committed to saving a portion of my transfers in our merry-go-round group. Once I receive the pooled funds, I will use them to build the house I envision. After completing the house, I plan to continue saving part of my transfers with the goal of buying goats. I hope that these goats will multiply and increase in value, providing me with a valuable asset that can support my family. This strategy will give me something sustainable to rely on, especially when this program comes to an end, and it will help ensure my children receive a good education. I am truly grateful for this support, as it fills me with optimism for a better future for myself and my family."

"My goal for the year is to buy a bed for myself and my children. Currently, we sleep on the floor, which causes us significant discomfort and leads to sleepless nights, affecting our productivity. Due to financial strains, achieving this goal has been challenging, as I am a single parent of six with no permanent job. Therefore, I hope that with part of the transfers, I will be able to comfortably send my children to school and purchase a bed for us. While it might not happen immediately, I am hopeful that by next year, I will have saved enough to buy the bedding. Once we have the new beds, I will no longer have to worry about the pain and sleepless nights that I have been enduring, and I will experience comfort for the first time."

"For now, my primary goal is to continue working hard to ensure my children can attend school without interruptions due to fee balances, as has happened before. The money I earn from the charcoal business and the monthly transfers will be directed toward settling the substantial school fee debt accumulated by my seven children. By doing this, they will no longer be sent home regularly and can concentrate on their studies, which should lead to better grades. Additionally, I plan to buy goats and start a goats-rearing project in a nearby town. I believe that once the goats multiply, I can sell some to raise money and cover my children’s fees, even after the transfers end. I plan to start this business later next year using savings from the charcoal business."

"In the coming months, my main goal is to start a business buying and selling goats once my health is fully restored. I was unwell some time ago, but I am confident that by early next year, I will be ready to begin. I plan to use the monthly transfers I receive and seek additional support from my relatives to get this business off the ground. This new business will help me address food insecurity by providing a stable source of income and nourishment, especially after being unwell for a while. By the time the support from GiveDirectly ends, I am confident that my business will be thriving and providing me with the security I need."

"My priority for now is to continue saving the monthly cash transfers to accumulate enough to buy more materials and complete the construction of a safe and comfortable home for my family. My current house is no longer adequate and is on the verge of collapsing due to its old age. It has been embarrassing, especially when I have visitors, as I can’t host them properly, and it always makes me feel bad. I am hopeful that by the end of this year, my house will be completed, as I am focused on saving every month for this purpose. Once the new home is finished, it will provide my loved ones and me with a warm, secure place to live and protect my properties which are currently at risk"

"For now, I have two goals in mind. The first is to construct a larger, two-bedroom house for my family. To achieve this, I have devised a strategic plan using my monthly cash transfers. The current house is too small to accommodate my family, and it could collapse at any time, leaving us homeless. Therefore, by the end of this year, I want to start this project for the sake of my family's security and to restore my dignity. My second goal is to acquire many goats, as I hope they will multiply and increase in both number and value over time. In the future, when I have accumulated a substantial herd of goats, I plan to sell some to fund other lucrative projects as well as to support my son's education. I am hopeful that both plans will come to fruition, as providing my family with a spacious home and a thriving herd of goats would mean so much."

"By the end of this year, I plan to start a new business to generate additional income alongside the cafeteria I currently operate. I have been diligently saving each month through my merry-go-round group, and the income from the cafeteria will also contribute to gathering the starting capital for this new venture. While I have not yet decided on the specific business, I am conducting thorough research to identify the right opportunity that aligns with my skills and meets the needs of the community. This new business will not only increase my income but also enable me to better support my family in the coming year and beyond."

"In the upcoming year, my main goal is to complete college, which I have been working hard to achieve. This is the foundation for my future. Once I have my diploma in hand, I plan to seek employment in my field of study. Getting a job will be my first step toward financial independence, allowing me to support myself and start giving back to my family. After that, I will evaluate my options and decide what’s next for me. Whether it’s furthering my education, advancing in my career, or exploring new opportunities, I know that finishing college will open doors to a brighter future."

"In the upcoming year, I aim to continue saving money to start a cafeteria business. Currently, I operate a small shop, but I would like to increase my income by opening a place where people can enjoy fresh, homemade meals. Each month, I plan to set aside a portion of the shop's earnings to gradually accumulate enough funds to purchase the necessary equipment and supplies for the cafeteria. This new venture will enable me to generate more income to support my family. Looking ahead, I envision establishing a successful cafeteria that complements my existing shop, allowing me to provide even more to my customers. With determination and prudent financial planning, I am confident that I can achieve this goal and enhance our lives in the long run."