"The biggest hardship I have faced in life is the fact that I don't have a steady income since I keep doing odd jobs that cannot provide for me and my family"

"The achievement am proudest of is starting my own business. At least it generates for me an income "

"The biggest hardship I have faced in my life is living with a bad knee following an accident, and so I can't move around easily to do my work. "

"The biggest hardship I have faced in my life is lack of money to pay school in time for my children. Whatever I get from my charcoal selling business is seldom enough to pay fees and meet other needs. "

"The achievement I am proudest of is buying some livestock using money I saved from my charcoal burning business. "

"The biggest hardship I have faced in my life is living with HIV and Aids for close to ten years now. This sometimes impedes my ability to work and fend for my children. "

"The biggest hardship I have faced in my life is lack of a steady stream of income, which sometimes forces my family to go hungry. "

"The biggest hardship I have faced in my life is lack of money to pay school fees for my children who are in secondary school. "

"l am planning to build a spacious house."

"The biggest hardship that I face right now is lack of a sustainable source of income for myself and my spouse. We need to pay school fees for our children and if we are unable to raise the required fees they may drop out of school. "