"I had an old house that would leak when it rained. When I received the transfer I used it to buy building materials to use in building a new house. I lack words to explain how my life has changed. I used to do odd jobs that could earn me a meagre income which was supposed to only sustain a household of 5 children from their eating, dressing, and education. I struggled but never gave up. Thanks to the transfers, I now live in a bigger house with rooms for everyone in the family and we do not have to be rained on anymore."

"My goal now that I have started receiving the money is to open a saloon business because I have a passion for braiding. I will equip my shop with other ladies stuffs so that it will be like a saloon as well as a cosmetic shop. With this, I will be self-employed and my child will not be lacking his needs since I will be having a stable source of income. I will be using this income to support myself, invest more in the business and in my child's education."

"My life is currently different because I can afford to provide enough food for my family. I use most of the transfers t met my daily food requirements of the household. I then concentrate the efforts I make in producing more for the farm I own. These have enhanced my abilities to earn a good income. It means that my children's future is looking bright because I can afford to give them an education. These aspects of life are only possible because of the transfers I have received over the last four months."

"I am planning to take my son to college. He attained good grades in his final exams in high school and would want to give him a chance to continue with his education. His desire has been to join a medical college and I have been trying to so hard to help him achieve his ambitions, and that is my new goal."

"My goals now that I have started receiving the money is to open a boutique. This business is luxurious since most people prefer visiting boutiques compared to other shops since they can find a variety of things under the same roof. I will be saving some money on a daily basis and invest others in this business. I was not able to join college after completing my high school education due to lack of money and I will use my savings after some time to pay for my school fees so that I can go back to school. It has always been my prayer to further my studies and pursue a course in bachelor of commerce since my childhood and I will be so grateful to God seeing my dream come true."

"My goals now that I have started receiving the money is to buy a piece of land where I will be able to build some rental houses. By doing this, I will be living in one of the rooms and lease the remaining. I will be able to earn some income on a monthly basis and I will also be able to save the money I would have otherwise used in paying rent. I will be using my income to support my family and I am sure that my children will receive a quality education as I will be able to cater their education needs properly and on time."

"Receiving this money means I will be able to meet my family's needs of food and education with much ease. I plan to achieve this through reviving my small hotel business by building a permanent premise and adding more food items so I can offer a variety of quality foods to my customers. I will also buy oxen and an ox plough to expand my farming and ensure my home is food secure. "

"The biggest hardship I face is how to raise fees for my children education. "

"I expect to be joining one of the prestigious universities in Kenya to pursue a course in what in education. I want to be a teacher in the future so that I can be able to give back to the society."

"The new goal I now that I have started receiving the money is to build some rental houses in my plot after actualizing my current plan. I am planning to expand my current business so that it will give me money to actualize my new goal. I will be using my monthly transfers to achieve this. I will also be saving some money on a daily basis which I will later use in building these rental houses. I settled on this because I have a family plot which is situated near an upcoming town back at my rural home. Because of this, I am sure that I will get tenants to live in my houses. I will be using my monthly income I will be getting from these houses to gather for my family needs and to invest in my children's education."