"I am planning to buy furniture for my house and some cows, finally I will buy sand and cement which I will use to plaster my house. If there are any funds remaining I plan to start a small business which will involve me buy chicken at wholesale prices and later on retailing them. "

"The biggest hardship that I face in my life is that being a widow, my income is very low and this at times forces us to got to bed hungry as food prices are very high for me to afford on a daily basis."

"I am planning to buy sand, cement, timber, round poles, nails and iron roofing sheets which I will use to build a better house for my family. The remaining transfers will be used to increase the quantity of clothes that I buy at wholesale prices. I will then retail the clothes at various markets and the profits will be used to pay school fees for my children. "

"I am planning to start a small business selling fish. I will be buying fish at wholesale prices and later on retailing them in various towns. "

"My biggest hardship is how to find food because the prices of essential commodities are high and I cannot afford to buy them because I don't have money."

"The happiest part of my day is in the evening when I am at the market selling my fish, the atmosphere is usually very lively as customers and sellers interact and haggle over prices of various goods."

"The biggest hardship that we have faced in life is scarcity of water. Sometimes we have to buy water from vendors at exorbitant prices."

"The happiest part of my day is around midday when I am selling my wares in the market, there are usually quite a number of customers and fellow traders and the atmosphere is usually relaxed and lively as people haggle over prices of various goods."

"I am planning to buy materials which will be used to build a better house for my family and buy some livestock like cows, goats and sheep. I also intend to revive my former business, I used to buy fish from the lake at wholesale prices and later retail the fish at our local market, but my business failed, I therefore intend to use part of the transfers as capital in order to revive the business."

"The happiest part of my day is when I go to the lake in the morning to get fish from the fishermen and bring it home so that I can prepare it for sale,I feel happy when I got good fish at favorable prices that will give me profit that I can use to support my family."