"I plan to spend the transfer to buy a bed and a mattress. I also plan to buy a table and furniture. I also plan to use part of the transfer to pay dowry or bride price because my husband died before paying the bride price. I also plan to use part of the transfer to buy school uniform for my children."

"I am planning to spend my upcoming lumpsum payment on building an iron roofed house and plaster it.I also want to buy chairs,bed and a mattress."

"l spent the transfer on buying mattress, l aslo bought a bag of maize . l also paid school fee for the children"

"I bought a mattress and a bed. I also purchased some foodstuffs with the remaining amount."

"I bought a radio, mattress, blanket, cooking utensils, padlock, and also settled some debts."

"I used a portion of the transfer to buy a mattress. I also spent the remaining amount to expand my carpentry shop."

"First,I would like to buy some household items like mattresses,bedsheets,blankets and some utensils since I don't have them. I would also like to plaster my floor inorder to prevent dust-born diseases. Lastly, I would like to buy some goats because they reproduce faster than cows."

"I am planning to spend my transfer on my son's college fee, buy a dairy cow for milking, and household furniture such as a cupboard mattress and bedsheets."

"I used 3000 KES to settle some loan, bought a mattress, bought some nice clothes for the family, and also used the remaining amount to celebrate Christmas."

"I am planning to spend my upcoming lumpsum payment on buying 2 cows.i also want to buy chairs,bed and a mattress.I also want to pay school fees for my children."