"First,I will renovate my house by replacing the entire roof and plastering the whole house.I will also buy household items like blankets,bedsheets,mattresses and a bed.Lastly,I will spend the remaining amount on school fees."

"I plan to spend the first portion on buying mattresses,bed and seats.I also plan to build a house for my first born son and spend the remaining amount towards establishing my home."

"I am planning to buy household items like a mattress, a bed and chairs. The remaining transfers will be used to revive my former business, I used to have a small hotel selling snacks and light meals but I had to shut it down."

"I am planning to spend the first portion to buy sand and cement and hire somebody who will plaster my house.I will spend the remaining portion to buy seats,bed,mattresses and utensils and save the rest for future use."

"We plan to spend the transfer to construct a house for our family. We also plan to spend the transfer to pay dowry required by my in-laws. We also plan to spend the transfer to buy a bed and a mattress."

"I bought bed worth 4,500, I also bought mattress worth 2,500 and rest I used boost my business."

"I plan to spend the transfer to buy household items like furniture. I also plan to spend the transfer to start a business to boost my income. I also plan to spend the transfer to buy mattress and utensils."

"I built an iron roofed house. I bought a mattress and a bed."

"I bought a mattress at 4,000 KES. I also bought a bed and cooking utensils."

"I spent my first lumpsum transfer on buying a second hand motorcycle.I also bought a mattress."