"I bought a mattress at 4,000KES, sofa set at 15,000KES, one cow at 15,000KES, one clothe box at 1,500KES, two plastic chairs 1,600KES, used 2,000KES on transportation, used 1,500KES to buy a radio and 500KES gumboots for my husband, bought 5 iron sheets at 3,100KES, 5 kilograms of nails at 1,600KES, paid 1,700KES school fee for my three children then used the rest on daily sustenance."

"I bought a mattress at 4,000KES, paid 3,000KES school fee for my elder son in high school, gave 2,000KES to my husband to cater for the funeral of my sister-in-law. I then added some money to the remaining amount and bought a sack of maize at 2,000KES."

"I used my transfer to buy window frames and glasses (6640), chairs and cushions (11000), mattress (4000), blanket (2500), curtains (2800), suitcase (2500), chicken(5000), a bag of maize (3000) paid school fees (5700), gave my mum (3000), gave my husband (2000), bought paraffin for sale (2000) and bought food (2000)"

"l spend the transfer to build a house so l bought some building materials such as 10 iron-sheets at 8500 kshs, steel-door at 6000 kshs, 4 bags of cement at 3200 kshs, poles at 6000 kshs, nails 3000 kshs, labor charge 7000 kshs, the remaining balance l spend to buy bed at 5500 kshs and mattress at 6000 kshs ."

"I bought a mattress at 3,500KES, a sheep at 2,000KES, a sack of maize at 2,600KES, paid 1,000KES school fee then used the rest on daily foods."

"I spent 3000 KES of my token payment on a sack of maize, 3000 KES on a mattress, 1000 KES on a blanket, 3000 KES on vegetables and fruits for my household members."

"I spent the first lumpsum to buy two bull cows (35000 KES) bed and mattress (10000 KES) solar lamp (4000 KES)"

"I spent 3000 KES of my token payment on a mattress, 3000 KES on a bed and the remaining 4000 KES on food and clothing."

"I spent the first lumpsum to buy and fix two windows (7300 KEs) cemented my house ( 15500 KES) furniture (9000 KES) mattress (5500 KES) and the rest on food"

"I repaid our household loans using 5000 KES of the token payment, rented a piece of land at 1000 KES and I spent the remaining 4000 KES on a mattress."