"I spent 6,000 KES to buy sand, 15 bags of cement for 12,000 KES, and paid 8,000 KES to have the house plastered. I bought a mattress for 3,800 KES, school fees for 5,000 KES and paid up a debt of 6,000 KES. I also bought a solar lamp for 5,000 KES and the rest was spent on other HH expenses."

"l spent the transfer to build a spacious house so l bought 2 steel-doors at 12000 kshs, 2 windows at 5000 kshs, 2 mattress at 1700 kshs, 2 cloth-box at 6000 kshs, iron-sheets at 12000 kshs, nails at 2500 kshs, transport 1500 kshs, labor-charge 7000 kshs the remaining balance l spent to buy food."

"I spent 35,000 KES to construct my house, I bought a mattress and bedding for 10,000 KES and spent 10,000 KES to pay school fees. (added money from other sources)"

"I used my transfer to buy sand (7500), cement (12000), mattress (3500), paid fee for my grandchildren (25000) and sought treatment."

"I spent the transfer on buying 1 cow 15000 KES, 40 pieces of iron sheets 24400 KES, mattress 6000 KES and 2 sacks of maize 5000 KES."

"l spent 7000 kshs of the transfer to start a small scale business, l bought window at 1800 kshs, sand 6000 kshs, 8 bags of cement at 6800 kshs, labor-charge 6000 kshs, l bought mattress at 5500 kshs, supper-dram at 2200 kshs, l paid fees of 1800 kshs to child in primary school the remaining balance l am still keeping."

"l spent the transfer to buy furniture at 18500 kshs, mattress 4500 kshs, 2 sacks of maize at 5200 kshs, l also spent 11600 kshs to pay school fees for my children in secondary and primary, the remaining balance l spent to buy food."

"l spent 17000 kshs of the transfer to give my son to build his house since he was staying at the market center, l also spent 25000 kshs to buy cow-bull, l bought mattress worth 3000 kshs the remaining l spent to buy 10 iron-sheets."

"We bought a bull to use in ploughing for 20,000 KES, cushion for our seats for 5,400 KES, leased a farm for 5,000 KES, goat for 2,500 KES, a mattress for 4,000 KES, water container for 3,100 KES and two bags of maize for 4,000 KES. The rest was spent on other HH expenses."

"I bought furniture 8500 KES, two windows 4000 KES, mattress 3000 KES, maize 3000 KES, shopping 2000 KES, iron sheets 7000 KES,timber 10000 KES,bamboo sticks 1000 KES, sisal 400 KES, nails 2000 KES and paid 5000 KES for labor charge."