"In the coming year and beyond, my goal is to buy more goats to secure my family's future, especially when it comes to my children's education. Goats are a valuable asset that can provide stability, and I believe that by steadily saving at least $10 every month, I can grow my herd. This investment will ensure that when school fees come up, I have the means to support my children without financial strain. By focusing on building this asset, I am setting a foundation for their future and ours as a family."

"I am a father of eight, working hard through casual jobs like charcoal burning to provide for my family. With my most recent three transfers, I had to prioritize my children's education, as their future is my greatest concern. I used $55 to pay their school fees, ensuring they could continue their studies without interruptions. It brings me peace knowing that despite the challenges we face, my children are still able to learn and grow towards a brighter future. Aside from education, I used $37 to buy food for my family. Feeding them all is not easy, and with this money, I was able to provide enough for everyone, ensuring we had balanced meals. Unfortunately, one of my children fell sick, so I had to spend $10 on medication. Thankfully, she is now recovering, and her health is improving. These transfers have given me the chance to meet urgent needs, and I am grateful for the support that keeps my family going during tough times."

"I am a widow with five children, and we depend on the support of my eldest son, who does casual jobs to help us get by. When I received the last three transfers from GiveDirectly, I decided first to address a long-standing personal need. I purchased a mattress for $45, as I had been sleeping on a sisal-roped bed for years, which left me waking up exhausted and sore every morning. This new mattress has brought me so much comfort; now I wake up refreshed and ready to face the day with more energy. It feels like a great relief after years of discomfort, and I am truly grateful for this change. After securing the mattress, I focused on my children's education. I spent $26 on their school fees because education is essential for a brighter future. I also wanted to plan ahead, so I saved $20 in a merry-go-round group, ensuring I had something set aside for future needs or emergencies. Lastly, I used $26 for food, ensuring my family had enough to eat. These transfers have not only provided immediate relief but have also allowed me to plan for a more secure and comfortable future for my family."

"I am a mother of nine children, and I work hard to provide for my family by running a small sisal-selling business. With my three most recent transfers totaling $102, I decided to invest in our future by expanding my poultry farm. I used $40 to buy seven more chickens, bringing my total to over 50. Raising chickens has been a steady source of income for me since I sell them every Friday, which is our market day. The money I earn from selling these chickens helps me buy goats, allowing me to diversify my investments and secure a better future for my family. In addition to growing my poultry business, I used $44 to pay school fees for my children. Education is the key to their success, and I want to ensure they have every opportunity to thrive. The remaining $18 went toward buying food for our household, making sure we had enough to eat. These transfers have made a big difference, allowing me to balance my family's immediate needs while also building a strong financial foundation through poultry farming and goat rearing."

"In the coming year and beyond, I want to thank GiveDirectly, as their support helped me open a small shop. I initially started by selling vegetables, but I have gradually added items bit by bit, and now I’m pleased to offer a variety of goods, including sugar, flour, salt, and more. Although I am a teacher by profession, I have not yet been hired by the Teachers Service Commission (TSC). The small income I earn from the shop helps me pay my fees and partially supports my family, as I am also taking part-time classes to further my studies. I have hired an employee, whom I pay $30 per month. GiveDirectly’s transfers have helped me cover part of her salary and reinvest in my business, supplemented by the income I earn from teaching. Since I am continuing my education, I aim to further expand my business in the coming year so that it generates a good profit, enabling me to pay my fees more easily. Looking ahead, I am committed to growing my business and advancing my education."

"I am a father of three, working hard through casual jobs to provide for my family. My three recent transfers, amounting to $102, were a great help in addressing some pressing needs. My priority was the health of my child, who has been unwell for a while and requires regular checkups. Each visit to the doctor costs $10, and over the last three months, I spent $30 on these medical expenses to ensure my child continues to receive the necessary care and medication. Health is everything, and seeing my child get better is worth every penny. In addition to medical needs, I am committed to building a better financial future for my family. Over the last three months, I saved $45 in a local savings group, setting aside $15 monthly. This growing savings will help us during emergencies or give us a chance to invest in something meaningful later on. I also used $15 to pay school fees for my child in primary school, as education is crucial for a better future. With the remaining $12, I bought food to keep us nourished and healthy. These transfers have been a blessing, helping me meet my family’s immediate needs while planning for the future."

"In the coming year and beyond, I want to focus on educating my children. I know that education is the key to their future, and I am determined to give them the best chance in life. To make this possible, I’ve been saving $20 monthly to buy more goats, steadily growing my herd. Once the herd grows, it will be easier for me to sell goats when needed, making it less of a strain to cover school fees and other expenses. This plan gives me hope that I can secure a brighter, more stable future for my children without constant financial worry."

"In the coming year and beyond, my primary focus is on my children's education because I want them to become independent and successful in the future. To ensure this, I plan to start saving little by little to buy sheep and goats. These animals will be a valuable investment that I can sell when needed to cover their education costs. By building up my livestock, I will create a steady source of income that will stand in for my children’s school fees and other needs, helping me secure their bright futures."

"I am a father of six, relying on charcoal burning to support my family. With my three most recent transfers, totaling $102, I decided to invest wisely for the future. I used $50 to buy a goat, adding to the eight I had making the number of my goats nine. I chose to invest in goats because they are affordable to maintain and can survive the harsh climatic conditions we often face in our area. Goats also have a ready market, and I know that when the time comes, I can sell them to meet bigger financial needs like school fees or emergencies. After securing this investment, I focused on my children's education. I paid $26 for their school fees to ensure they stayed in school and continued their studies without interruptions. Finally, I used the remaining $26 to buy food for my family. Ensuring that my children are well-fed and healthy is a top priority, and this helped us meet our daily needs. These transfers have been a great relief, allowing me to plan for the future while still taking care of the present."

"My plan for this year and beyond is to permanently protect my family from future floods. I aim to begin by paying off the remaining balance to secure a new piece of land in a safer area and building a home there. With a safe, permanent home, my family will have security and peace of mind. Once this is accomplished, I will continue farming on our current land, with a focus on generating income. This income will enable me to support my family by ensuring my children get a good education and that we always have food on the table."