" I bought a bed and a mattress for my children with my first transfer because in my region ,when it rains the water floods into our houses and my children used to sleep on a reed mat on the floor and this would give them cold related ailments."

"I spent my first transfer in purchasing a mattress which I lacked. All my life have always spent my nights on a mat since I could not afford a mattress. I also spent part of it in feeding my children who are in college. "

"The biggest difference in my daily life is quite conspicuous as most of things that I was just imagining of and only seeing at friends and neighbors house such as furniture, utensils, clothes, cows and mattresses are now in my own house. This is a drastic change in my life. Thanks a lot to GD."

"I spent 3500 KEs on a mattress, 3000 KES on a sack of maize and I invested the remaining amount in rice farming. I spent my first transfer in this manner because I never had a comfortable mattress to sleep on, secondly we never had food and lastly I wanted to improve my income by investing in rice farming that I would reap in the near future."

"I had a child in form one and therefore receiving my first transfer was a good relief on my side-2000 KES from the money went to paying school fees. I spent the remaining amount on a mattress since the one I had before was tattered and uncomfortable for us."

"I paid school fees for my three children in primary school, bought mattress, cushions for my seats and one sack of maize for feeding my family."

"I spent my first transfer on buying a mattress, food and paying school fees"

"I spent my first transfer on buying maize, cushions, mattress and also payed school fees for my child"

"I spent my second transfer to plaster my current house, so i bought fourteen tonnes of sand that cost me 8500 KES,twenty bags of cement that cost me 12000 KES, I paid 8000 KES for labour during the plastering. My mattress was old so i bought one at 7000 KES. I also spent 2500 KES in boostig my wife's business. I have been using the remaining to buy food for my family."

"I spent my second transfer on buying building materials (35 iron sheets,round polls and nails) since I am the first born and I need to move out of my fathers home and build a house to give way to my brothers to move to their homes too.I also bought 4 sheep,a bed,a mattress, a set of chairs and utensils."