"I used my first transfer to rent a garden using 4000 KES on which I used 2500 KES to cultivate maize. I then bought a mattress which I did not have before and used the balance on buying foodstuffs for my family."

"I spent my first transfer on paying my daughter's secondary school fee. I then bought a new mattress and the spent the rest on buying a sack of corn for my family's feeding."

"I spent my first transfer to purchase one sack of corn for my family consumption. I also spent part of the transfer to buy a bed and bedding. Previously I used to sleep on a mat on the floor but now we are able to sleep comfortably on a mattress. Using some little amount,I used to buy clothing for my husband and I. At least we now dress well."

"I spent my first transfer on buying a new mattress since mine was very very old. I then spent the rest on starting a fruits selling business at our local market."

"I spent my transfer on buying bedding a new bed, mattress and blankets because I was tired of sleeping on the floor on an old mat. I then spent the rest on buying some few kitchen utensils and the rest was spent on buying a sack of corn."

"I spent my transfer on buying a few iron sheets which I will be using in building my own home in the near future. I then bought a new mattress and gave my older mattress to my children. The rest of the money I used on buying a sack of corn for my family's feeding."

"I spent my first transfer to buy a sack of maize for my family consumption being that the droughts had taken too long and there was not enough to eat. Using some part of the transfer,I bought a mattress as the old one had worn out and it was so uncomfortable when sleeping. I am happy now that I am able to sleep comfortably. I bought some utensils too. "

"I spent my first transfer to buy a mattress being that the one I had before is now old. I also bought a corn for my family consumption and furniture too. "

"I spent my first transfer to buy one sack of corn for my family consumption. I also bought my children school uniforms for my children and a mattress for me and my husband after the one we had got old. "

"When I received my first transfer, I used part of it to buy a mattress which I did not have before. I then used the balance to cultivate and plant maize as well as buy foodstuffs for my family."