"I spent most of the first transfer to buy 1 sack of maize since there was a lot of hunger in our village. The remaining balance l spent to buy mattress since l was sleeping on a very thin mattress which was not comfortable."

"I spent my transfer on primary school fee for my child (3,000 KES), 3 plastic chairs and a table (3,300 KES), a mattress as well as assorted food items."

"I spent my second transfer on building an iron roofed house at 20,400 KES, bought a table at 6,000 KES, a mattress at 3,000 KES, two sacks of maize at 12,000 KES, used 2,000 KES to attend a funeral then used the rest of the cash on food and other little house items."

"I spent my second transfer on building an iron roofed kitchen at 31,500 KES, bought a mattress at 1,500 KES, a sack of maize at 4,000 KES, a phone 5,500 KES, paid 5,000 KES school fee for my child in high school then used the rest of the cash on little house items."

"I spent my transfer on buying two trucks of cement and 20 bags of cement which were used for plastering my house because it used to be mud walled and earth floored. I then bought two bags of corn for my family's feeding during this drought season and used the rest on buying a new mattress since the one I had was very old and worn out."

"I spent my second transfer on buying a second-hand motorcycle at 25,000 KES after forming a coalition with another recipient, cemented the walls of my house at 9,000 KES, a bed at 2,800 KES, a mattress at 4,000 KES, a blanket at 2,500 KES, am still having 3,000 KES which I'll use to buy a goat, then used the rest of the cash on food and other little house items."

"I spent my second transfer on paying my son's secondary school fees of 20000 Kes, bought seats @14000 Kes, bought a sack of maize @5200 Kes and clothes worth 2000 Kes. I also bought a mattress @1500 Kes, I still have 5000 Kes saved in my M-pesa account for an emergency and spent some little amount on food and other little household items."

"I spent my first transfer on a mattress as well as 8 seat cushions. I spent the balance on school uniform for my children and assorted food items."

"I spent my first transfer to buy a new mattress since the one I had was worn out. I bought solar lamp for lighting my house and the remaining amount I spent to buy 30 tins of maize for my family's consumption."

"I spent most of the second to plaster my house since it was the best and cheapest way to maintain it. I also spent the transfer to buy mattress , the remaining balance l spent on farming for my future use."