"I spent my first transfer on a cupboard (6,000 KES), and a mattress (4,000 KES)."

"I spent my second transfer on buying a mattress 4980 KES and 8 cushion for my chairs 4400 KES. I gave my child who is college some money for upkeep 3000 KES. I also bought 32 pieces of iron sheets 21,760 KES since I am planning to building a spacious three roomed house as at the moment I am staying at my parent's in-law hometead. "

"I spent my first transfer on buying a solar lamp, paid school fee and bought a mattress."

"I spent my second transfer on paying 20,000 KES down payment for a container shop, paid 15,000 KES college fee for my child in college, bought a bed and mattress at 7,600 KES, a sack of maize at 4,600 KES then used the rest of the cash on little house items."

"When I received the first transfer, I used most of it to buy a mattress becuase I had none before. The balance was used to buy clothes for my family and dry maize for my family's food because we had no food in the house."

"I spent most of the second transfer to buy building materials as l am planing to extend my house, since l am staying in a very small house that does not accommodate me with my family. I spent the transfer to buy furniture since l was sitting on water container after my house burnt down with the furniture that l had. The remaining balance l spent to buy mattress and bed since l was sleeping down."

"I spent my second transfer on buying building materials such as 24 pieces of iron sheets, steel door and three steel windows since I am planning to build a spacious decent three roomed house since at the moment I am staying in my late co- wife's house . I also bought a mattress "

"I spent most of the second transfer to buy building materials and build a house, since l was staying in my in-law's house which was not comfortable. I spent the transfer to add more furniture in my house since I did not have enough furniture and l have a big family. I also spent the transfer to buy mattress since l was sleeping on a very thin mattress which was not comfortable. The remaining balance l spent to buy 1 sack of maize for my consumption."

"I spent the larger part of my second transfer on building a decent spacious three roomed house since the house I was staying in before the transfer was a grassed thatched one. I bought a table and a sofa set seat. I also bought a mattress and stocked my small retail fish vending business."

"I spent my second transfer to buy sand and cement which I have used to renovate my house form mud to plastered. I bought fertilizer and paid laborers who were helping me in my farm and renovating my house, I bought a mattress because I did not have a good mattress and the remaining amount I spent to buy food for my family."