"I bought a mattress and I able to sleep comfortably. This is unlike before where I had back aches because of sleeping on an old thin matress."

"I used the last transfer to build a house since I was still living at my in laws so my husband and I saw it fit to build our own house, a new house comes with new things therefore I bought seats since we had none we also bought a mattress and a bed."

"I spent the larger part of my third transfer on cementing my house from a mud one and now I am happy cleaning my house by mopping it gracefully.I bought a cupboard,high density mattress and a blanket. I also bought three bags of maize for my family's consumption due to the low yields from my harvest as the crops were infested with maize worms destroying them."

"I spent most of my second on building materials like iron sheets, timber and nails which I have used to build my new house in my own compound because I had always longed to have my own compound but could not due to my financial status. I also bought steel windows and wooden which I have already fixed on my house. The remaining amount, I spent on mattress and a bed which is more spacious and comfortable than the one I was sleeping in before."

"I spent my third transfer on secondary school fee for our child (20,000 KES) because I had fee arrears at school. I then bought a bed and mattress (10,000 KES) that we badly needed, and a calf as a form of saving (9,000 KES). The balance I spent on food."

"I spent the larger part of my third transfer on paying school fees for my child who is in high school 20,000 KES seeing him go to school with ease gives me a peace of mind . I bought a mattress and three cushion for my chairs. I smeared my mud house and now its nicely aligned .I also fixed three steel windows and bought a bag of maize for my family's consumption."

"I have for a longtime longed to keep livestock, so part of my third transfer spent on buying a few goats and sheep. These act as my assets and maybe in future I will be able to sell and pay school fees for my children without much hustle like before. My daughter also had school fees arrears, so I had to clear it using part of the third transfer. I am glad she has been able to stay in school for a whole term. The remaining amount I spent on buying a mattress and clothes for my children."

"My last transfer I used to buy iron sheets and other building material to build a new house since my last house was old and small , I also bought a mattress and gave the old one to my children because they had none , I also bought a cupboard to place some utensils I had and finally finished paying school fees arrears for my two children ."

"I spent my third transfer on buying a cow that, I have never owned a cow before, so I thought this was an opportunity to have my own. Some part of the money I spent on replacing my bed and bedding from the old-fashioned spring bed to the current wooden bed and a thicker mattress. I am so happy I now sleep in a very comfortable place. The remaining amount I spent on ploughing my piece of land in preparation for the rains. I am so happy and grateful for the money as those things I never had, I now have."

"When I got my last transfer I used most of it and paid fees for my two children who are in high school one who is in form four and the the other one in form two , I also took 7000 Kes to help me in leasing a farm , buying seedling and ploughing the remainder of the cash I used to buy a mattress because my old one was old and worn out."