"I spent my first transfer to buy a mattress at 90,000 UGX, and a bed at 60,000 UGX, and I also bought a cow at 600,000 UGX. Then I spent 500,000 UGX to clear my loan."

"I spent the larger part of my third transfer on cementing my house into a semi -permanent one from a mud house, now I find it easier to mop it as cleanliness is highly maintained since exposure to dust is no longer a problem .I bought sofa set seat and a mattress.I also household utensil and four bag of maize for my family's consumption and now my family and I are able to have three meals in a day of which before the transfer sounded like a luxury as taking a meal in a day or none was the norm ."

"I spent my first transfer to buy bricks worth 600,000 UGX and, 300,000 UGX to pay my child's school fees and, I also bought a mattress at 85,000 UGX and, I also bought a wooden bed at 60,000 UGX. I also bought irin sheets worth 400,000 UGX and I also paid my debts. Then I also used part of it to buy food."

"I spent the larger of my third transfer on partly completion cement my house which I had started cementing with the second transfer, now I am happy staying in a clean environment with no exposure to dust like before the transfer when I was staying in my previous mud house .I bought a calf and a mattress. I also bought two bags of maize for my family's consumption."

"I spent my first transfer to buy clothes for my family, mattress, bed-sheets, shoes,saurce-pans, food, and contributed Ugx 1,000,000 towards my spouse acquiring a motorcycle for taxi purpose. "

"I spent my third transfer on buying a heifer and a goat for 30,000 KES that my husband will use it to pay my parents as bride price as required by traditions in Luo land.I also bought a bed and a mattress for 8,000 KES to replace our bad ones and spent the balance on food."

"I spent my third transfer on sweet potatoes and second hand clothes business for 10,000 KES to sustain my family. I then bought seats for 12,500 KES, bedding and a mattress for my family for 8,000 KES. I saved some 10,000 KES part of the money for a rainy day since I am widow.t"

"I used a portion of my third transfer to buy iron sheets, timber and nails which I have used to build a house because I was living in a house which was infested with termites and was almost falling down. I bought steel door and steel windows because they are beautiful and which I have fixed on my house. The remaining amount, I spent on a bed and a mattress because my bedding were out and also food for my laborers and my family."

"I spent my third transfer on an oxen for 15,000 KES that I am raising for the purpose of paying it as dowry to my parents in law at a later date, as a traditional requirement. I then bought a bed and mattress for 9,000 KES for our children as they did not have, and gave my wife 15,000 KES for utensils and family clothing.The rest we spent on miscellaneous items."

"I spent my first transfer to buy a mattress, bed sheets, clothes for my family, a bicycle, hired land to garden, and food stuff. "