"The biggest hardship was when my house burnt down and I was left with nothing. My neighbors helped me to build another house." (Country: Kenya)

"The biggest hardship is lack of money which makes providing for the family very difficult. " (Country: Kenya)

"The biggest hardship was losing my two children and my husband which lowered my self esteem. I have to start all over again even though it's not easy." (Country: Kenya)

"From my third transfer, I bought 2 cattle at 40,000 KES and the remaining 8,000 KES I spent to restock my green grocery business." (Country: Kenya)

"My life is different because now i have a big house which i wouldn't have if i never received the transfer." (Country: Kenya)

"The new goal i have which i didn't have before receiving the transfer is to buy a water tank" (Country: Kenya)

"I spent my third transfer to buy a solar panel worth 15000 KES,i finished constructing a pit latrine that i had started. This cost me 22000 KES including labour and the material. I paid 5000 KES fee for my daughter in secondary school. I spent the remaining to buy food for my family." (Country: Kenya)

"My new goal is buy a motorcycle for business." (Country: Kenya)

"My life is different than it would have been if I never received the transfer since I have manged to build a toilet,a big house and I also managed to buy some household items like a mattress that I never thought I could own." (Country: Kenya)

"My new goal is to build four rental houses so as to get income from them." (Country: Kenya)