"The biggest hardship is lack of money which makes providing for the family very difficult. " (Country: Kenya)

"The biggest hardship was losing my two children and my husband which lowered my self esteem. I have to start all over again even though it's not easy." (Country: Kenya)

"My life is different in that, I have my own green grocery business, I have livestock and also I have a bigger house " (Country: Kenya)

"My life is different because now i have a big house which i wouldn't have if i never received the transfer." (Country: Kenya)

"My life is different because my house is neat, i have paid school fee and i live a healthy life due to good balance diet and stress free. I wouldn't manage these if i never received the transfer" (Country: Kenya)

"I spent my third transfer to buy a solar panel worth 15000 KES,i finished constructing a pit latrine that i had started. This cost me 22000 KES including labour and the material. I paid 5000 KES fee for my daughter in secondary school. I spent the remaining to buy food for my family." (Country: Kenya)

"My new goal is buy a motorcycle for business." (Country: Kenya)

"Yes,my new goal is to start sugarcane farming." (Country: Kenya)

"I spent the third transfer on paying school fees 25,000KES and workers 7,000KES. I also added some stock onto my second hand clothes business 10,000KES and bought 5 bags of cement 6,000KES ." (Country: Kenya)

"I spent my third transfer on renovating my house 30000 KES, paid my children school fees 20000KES and bought food for my family 8000 KES." (Country: Kenya)