"The biggest difference in my daily life is that I now have electricity in my house and no longer have to spend money in buying kerosene but spends that money in doing something else." (Country: Kenya)

"I am planning to spend my upcoming transfer payment on finishing ( putting windows and smearing) my house and buying a cow for milking in future." (Country: Kenya)

"I am planning to spend my second transfer on buying more building materials and constructing a house. My current house is very small and old." (Country: Kenya)

"I am planning to spend my second transfer on paying school fees for my children for next year. I am also planning to buy sand with the intention of renovating my house into a semi permanent house from a mud one. " (Country: Kenya)

"The biggest difference in my daily life is that I have chairs in my house I now have where to sit on." (Country: Kenya)

"The biggest difference in my daily life is that I am now a happy person who lives in a house which was only associated with the rich in the village." (Country: Kenya)

"The biggest difference in my daily life is that I am able to meet my daily needs since I have good a income." (Country: Kenya)

"The biggest challenge I am facing is that I do not have a stable income to help me meet the needs of my family." (Country: Kenya)

"My proudest achievement is that I have educated my son upto college level." (Country: Kenya)

"My biggest hardship is having food shortage in my house because i did not harvest well due to the drought that affected our farms in the last season." (Country: Kenya)