"I have decided to allocate my upcoming transfers towards purchasing more medicinal drugs to manage my mental illness. These medications are crucial in preventing the frequent recurrence of my condition and maintaining my overall well-being. Additionally, having funds set aside will provide me with peace of mind, knowing that I can cover any hospital bills in case I need to undergo further check-ups or treatment. I am profoundly grateful for the financial support I have received from the transfers, as it has been instrumental in helping me manage my mental health condition. This assistance has provided me with the means to access necessary medications and healthcare services, ultimately contributing to my overall stability and well-being." (Country: Kenya)

"My goal is to continue supporting the education of my six children. The oldest one is in form two, and the youngest is in grade one. I am pleased that one of them recently obtained sponsorship for her high school education, which means I will only need to cover expenses for her materials like books and uniforms. This allows me to better support her five siblings, which I plan to do through the transfers and any extra earnings from my palm wine-selling business. I firmly believe that education is essential in ensuring that they secure a brighter future that will expose them to better job opportunities. With education, they can support themselves and even provide support for me back here in the village." (Country: Kenya)

"As a form one student, my goal is to ensure continued support for my education. To achieve this, I established a chicken-rearing project last year through the transfers. I am pleased that the proceeds from this endeavor have assisted me in covering needs such as school fees when I was initially joining secondary school. Currently, I have at least 50 chickens, and my aim is to expand this flock. I believe that during financial emergencies, both at home and at school, I can sell some of them to raise money. With the transfers scheduled to end before I finish form four in the next four years, chicken rearing will ensure that my school fees are covered even beyond the transfers." (Country: Kenya)

"My husband and I are aged and we cannot work anymore. I do subsistence farming though on a small scale. Most of the time I depend on neighbors for food whenever we fail to harvest. Lack of reliable sources of income is the challenge I am currently facing in life." (Country: Kenya)

"A reliable source of income is the challenge I am currently facing in life. My husband and I do casual jobs making very little income which caters for food and school fees. Sometimes we can take a whole month without any job. This makes the children miss classes due to lack of school fees. I also lack the capacity to build a house for the children thus we all sleep in the same house which is against our culture. The boys are grownup ." (Country: Kenya)

"Housing is the challenge I am currently facing in life. My house was demolished by rain some years back and since then I have been seeking shelter from outside the compound. I lack the capacity to build another house." (Country: Kenya)

"The source of reliable income is the challenge I am currently facing in life. I am a housewife and my husband does casual jobs at Watamu making little income which caters for food and school fees. Most of the time the family goes without food and even children miss class due to lack of school fees. This is really a challenge for me." (Country: Kenya)

"My husband is a coconut wine tapper, a job that can not be relied on because it's income is very low, usually $7 per week. This is very minimal to support a family of 9. To an extent, my children's education is highly affected since most of the time, they are sent out of school. What a life! As a mother, I have felt the pain of desperately watching them at home. Hence, I consider the lack of a reliable source of income for my household as the biggest challenge." (Country: Kenya)

"Raising my five children single handedly has posed a big challenge to me because I do not have a reliable source of income to depend on. Currently, I have a small business of selling soft drinks but I have never established a working place to call it a business. I usually sell them during community functions and in the event there is non, I stay idle at home. This has made me financially insecure and it has directly affected the education of my children. One of them had to drop in form three due to accumulated debt in school. Hence, I consider financial constraints as my biggest challenge." (Country: Kenya)

"My aim for the upcoming year is to strengthen the stability of my pastry business, ensuring consistent profits that will significantly increase my income. I am eager to utilize the transfers I will receive to purchase additional stock and supplies for my business. With this extra income, I will be able to comfortably provide for my son's education, bringing me peace of mind. I am grateful for the opportunity to be a part of this program." (Country: Kenya)