"I spent my third transfer on 2 heifers for 25,000 KES which we intend to multiply , build the stock and hopefully finance our children's education in future. I spent the balance on buying a piece of land that we are currently using for food production, but that we intend to put up our home on since our ancestral land is too small and insufficient."

"I have bought textbooks for my grandchildren which will enhance their education and there is food adequacy of which would not be possible without these transfers.Money changes the life of any person for better because when you have it you can execute any plan you have."

"The proudest achievement in my life is the education of my children. I managed to pay their school fees with money I got from my business of selling fish. It was through hard work and determination that I achieved this and am happy all the five of them were able to complete high school."

"The achievement I am proudest of is educating my first born son through secondary school. Paying school fee had been a great challenge to me but through financial sacrifices we made as a family, my son completed his secondary education last year. "

"Passing my Kenya Certificate of Primary Education exams for me is the greatest achievement I am proudest of. Despite studying in a remote school and experiencing a lot of challenges-like lack of school fees, long distance between home and school etc, I still managed to excel in my final exam. "

"I am planning to spend my transfer on furthering my post-secondary education and constructing a semi-permanent house for myself. "

"Passing my Kenya Certificate of Primary Education and joining my dream school for me is the greatest achievement I am proudest of. As a result, my dream of one day becoming a teacher is still on course. "

"I am planning to built a big house to accommodate my visitors; to pay outstanding school fees arrears to my grandson for him to get his education certificate; and also to buy a dairy cow."

"The biggest hardship I have faced in life is lack of money to educate my grandchildren who are orphans. Education is the best inheritance a parent can give to a child. Being unable to provide this sometimes makes me feel unhappy."

"I am planning to spend the transfer in paying school fees for my children. I hope with good education, my children will get better employments and lead a better life. "