"The biggest hardship I am facing currently is lack of stable source of income to cater for my family's needs like food, shelter and education. I just have to live in this grass thatched house because I can not afford to build a tin roof house. "

"I plan to spend my transfers on starting a car wash business, going back to school and finally saving the remaining of my transfer. Starting a car wash business will enable me to make a profit that I can invest in education for myself. Finally I intend to save the rest of my transfers."

"My top concern is my family especially my child. He is about to start school and i would want him to get the best education,to be in good health and a good roof over his head"

"I have always wanted to be a news anchor since I was young. I have been very social with people and think that I am good in passing out information. In future I would want to enrol in school of journalism to further my education."

"My life is different in that, my daughter is going to graduate with a certificate in Education and she will help me in future with meeting household needs."

"My top concern is is the welfare of my family especially my children and their education. I want them to have all that they need. They are good performers in school and i would want them to attain the highest form of education, to the level they can."

"First, I will continue where I left in my college education. I have been aspiring to learn more because I know the fruits of education, without it opportunities for work are limited. Secondly, I will build my home in upcountry because I have been receiving a lot of pressure from family and friends to build. Lastly, I will buy household items and food that will help sustain my life."

"I have chosen to use this money to expand on my current cyber business by buying more computers to add on the few ones I have so far. This will increase the level of ICT literacy among the youths. I will also use another portion to pay for my part time school fees since education is power.I will lastly use the rest to invest in a new business of shoes selling since there is a ready market for shoes and this will give me good profit. "

"I will invest in business by opening a salon business since I am trained beautician and salonist and this will make me financially independent and not to go looking for jobs everyday. I will then pay my children's school fees and ensure they get better education. I will use the rest of the money in family upbringing so that to raise my family in away they will never regret since personally there are privileges I never enjoyed while growing up ."

"I will first of all invest in business so that from it I will have financial assurity. Then I will enroll for part time studies since I only did secondary education level but would like to join college. I will then build a house in my rural home since a house is a basic need and I still doesn't have one. "