My main goal is to complete the construction of my houses by the end of this year. A house is good because it will also help me to be remembering Give Directly. I need approximately $500 to achieve this. I was hoping that Give Directly would change their mind and add us more transfers but since it won't happen, I will take a loan from our merry go round group then pay in instalments.

Giving stranger unconditional transfers is the best thing you did. By doing this you ensured that everyone in our village solved their various financial problems. You know different people have different financial needs It makes more sense than deciding to build houses for people yet maybe someone already has a better house, but has a different need. Just continue helping people, economic times are hard out here. Maybe you can just issue phones for free and not deduct their costs from the second transfer.

I'm a primary school teacher and my income is insufficient to cater for all my family's needs. I had bought a piece land and began constructing houses, but this project stopped because I did not have enough money. So when I received this second transfer, I went straight to the hardware and bought the following construction materials; 10 iron sheets worth $96, 85 pieces of wood @ $1, nails worth $15, a bag of cement worth $7 and a steel door worth $100 . I paid $65 for labour and had my 2 houses neatly constructed Before, my children and I used to sleep in a grass thatched one room house, it was too small that it could not accommodate visitors. I'm happy that right now, I can host visitors and have them sleeping comfortably in my new houses. I also spent $300 on 2 heifers, I can't wait to start drinking milk from my own cows. I chose cows because of their many benefits, infact if things become worst, I can resell them at profitable prices.

Receiving the transfers from Give Directly was a blessing to myself and my family. I had been struggling financially in terms of paying school fees for my children and buying food. I was so happy the moment I received the mpesa notification, I could not help but to call the hotline number immediately just to pass my gratitude. The transfers has changed my livelihood positively.

The biggest difference in my daily life since I received the transfers is that I nolonger get worried during rainy seasons. Before the transfers, I had to move my valuable household items in a certain corner as the house used to leak. Having built another house has restored my peace of mind.

I have had a grass thatched house for the past 12 years now since I was married. It has not been in good shape, during the rainy season it leaks. I used part of the transfers of Kshs 30,000 to build a decent three bedroom house. I had a first born son who was to join form one, I used Kshs 20,000 to enroll him into a boarding school, he has been dreaming of a boarding school since he was a teenager. This was a dream come true to my family members. I used the remaining balance of Kshs 5,000 to stock food that lasted us for a whole month.