We check in with people at each stage of the cash transfer process to see how things are going. Take a look at some of their stories as they appear here in real-time.
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2nd Payment
Transfer Amount
53150 KES ($463 USD)
access_time over 2 years ago
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How is your life different than it would have been if you never received the transfer?
Once the milk vending business is on its toes, I am planning to focus on maize and beans farming. This will help in reducing household expenditure because every month I spent up to KES 10,000 on household expenses. Specifically, I spent KES 4000 on maize meals, and this is quite costly.
In your opinion, what does GiveDirectly do well, and what does it not do well?
In my opinion, GiveDirectly does well to give us aid in form of cash. This is because each of the households has varying needs. For instance, I and my family planned to venture into milk vending and that's exactly our goal right now.
What did you spend your most recent transfer(s) on?
After receiving the second transfer, my priority was to start a milk buying and selling business. To make the business effective, I needed a motorcycle. I, therefore, used KES 25,000 of the transfer as a down payment for a motorcycle worth KES 125,000. From this, I am required to repay KES 380 daily for the next 18 months.
Secondly, I intend to use KES 17,000 as capital for starting the milk vending business. Through this, I am targeting the purchase and sale of 150 liters of milk each day. As a result, I will get KES 2,000 profits daily. This, will not only help in the motorcycle loan repayment but also food and savings.
Thirdly, I spent KES 3,750 on the repayment of a mobile money loan. This helped to clear my name from the credit reference bureau while buying my motorcycle on loan. I also spent 2000 as savings in merry-go-round monthly contributions. This will help in household expenditures.
Lastly, I spent KES 3,600 on a bag of maize. This is because earlier, I would rely on casual labor like masonry and weeding to get food. But these jobs are quite unreliable because they are seasonal and I would get only between KES 300 and KES 400 a day.
Initial Payment
Transfer Amount
55000 KES ($484 USD)
access_time over 2 years ago
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Describe the moment when you received your money. How did you feel?
It was around 11 pm and I was already asleep. Suddenly, I was woken up by a call from someone who needed me to open the gate for him. I had gone to another county to assist a friend with his job for two weeks since he needed to take a break to work on something. As I was coming back after opening the gate, I heard my phone ringing in my pocket notifying me that I had a new message. I checked it and to my surprise, it was the SMS saying that I had received the promised transfer of KES 55000 from GiveDirectly. I was so happy on seeing the wonderful news. In the morning at around 7:30 am, my wife called me to ask if I had received the transfer since she had heard other people saying in the community saying that they had received their transfers. I confirmed to her that I indeed had received them and she was so happy on hearing about it since she had been lied to that if one is out of his county, the transfers were not going to be sent.
Describe the biggest difference in your daily life since you started receiving payments from GiveDirectly.
The transfer brought a very big difference in my life and that of my family. We were able to get capital to use in farming. My children were able to get new and modern clothes like those of other children. They had asked me for quite some time to get them certain types of clothes that were on fashion and I had hence kept promising them that I will buy them once I get money. So when I got to finally fulfill my promise, they were so happy and this made me happy too.
What did you spend your most recent transfer(s) on?
We spent the transfer money on various things that were important to us. I first took out KES 10000 that I sent to my wife to use in buying food and clothes for our girls. I then sent another KES 15000 to my father to use in buying a calf for me. Other than that, I also used KES 5500 to pay off some debts and another KES 2000, I used it in sawing timber since I wanted to expand the house that we are living in. I also took out KES 1000 to pay the merry-go-round contribution for a group that I am in, and another KES 2500 I used in paying the house rent in my place of work. There is a friend who had helped me with some household items and he had asked me to return the items back to him. I hence spent another KES 5500 in buying the household items, that is, a gas cylinder, a bed, and the beddings. I also bought clothes for my boys. I saved the remaining amount which I plan to use in renting land, till it, and plant. We plan to sell the calf so that we can get more money for the farming. We plan to plant maize and beans and sell them when they are ready for harvest. The money that we will get from the sales, is what we will use in starting up a shop and an M-pesa business. I am the breadwinner of the family and I usually go out to Narok county to do casual work at a construction site and that of farming. The money that I get paid is what I use in paying school fees for our five children, buying food and paying the merry-go-round contributions.
Enrolled
access_time almost 3 years ago
What does receiving this money mean to you?
I am passionate about business. I used to do milk vending but due to lack of money, my business collapsed. So when I get these transfers I would like to start a kiosk selling household items. I foresee this business to be my source of income in the future. I need a capital of around KES 70000 to start with. This business if all goes well will help me build a more spacious house for my family.
What is the happiest part of your day?
I purchased solar lighting for my household and since I bought it my daughter has improved academically. she now has light to do her revision in the evening. This has brought joy and happiness to me because she has improved and I am hoping to perform well in her final exams.
What is the biggest hardship you've faced in your life?
The biggest challenge is lack of capital. I do casual jobs around the village on construction sites where I earn KES 400. These casual jobs, however, are not consistent because when the construction is over I have to wait for some time before I get another one. My earnings however are insufficient to meet all my needs including food for my household.