In the last four months, I have been paying a loan with these transfers. I honestly would not have taken the loan to buy the cow. I took the loan to buy the cow then use my monthly transfers to pay back the loan. I am glad I have finished paying back the loan and I have my own cow. I would not have had the cow without the transfers.

My new goal in the next four months is to buy a water tank so that during the dry seasons in my area, we do struggle to get water and have to walk for a long distance to get water. Sometimes we buy but it is very costly than going for it. This is why I want to buy a water tank

I have been longing to own livestock just like my neighbours for long now. I have done all I could to get livestock but due to low income, I could not. When I started receving these transfers, I started paying back a loan which I used to buy a cow. Right now it has reproduced and I have two. Apart from having the cows, I also get milk which I use for family consumption and sell some to raise an extra income.

I know my life will be different in that I will be having a water tank in the next six months. I want to use part of my monthly transfers to pay for a tank so that when the rainy season comes, I have enough water storage areas and not struggle for water as before in the dry seasons.

Currently, my life is different from how it was four months ago in that, I managed to do farming and got a bumper harvest. This has saved me a lot because I no longer do the hectic casual jobs that pay very low wages. I usually sell the harvest in order to meet my daily needs. This is the greatest relief ever, I can't imagine I will never do the casual jobs any time soon

I don't have new goals at the moment. I spent a larger portion of my transfers in farming. I recently harvested my crops and still figuring out what amount I will get from the sales of these crops. So far I don't regret investing in farming because the crops did well and I am positive to get huge profits from the sales. I thank Give Directly for enabling me to do all these without taking loans no new goals

The biggest difference in my life ever since I started receiving help from GD is that I have been able to do farming. I always wait until my neighbors have harvested their produce so that I can buy from them. This is usually very expensive and inconveniencing. I am glad that I was able to lease land and afford the farm inputs. I also managed to pay labor and plant in time. I feel proud when I see the sacks of maize I harvested. For the first time in my life, I have finally eaten food from my sweat

I expect my life to change in the next six months because from the sales I will have saved enough money to build a kitchen. I badly want to build this kitchen because my children are first approaching the adolescent stage and I don't have an extra room to accommodate them. The kitchen will also come in handy with storing my harvest in the next season. I will also be able to comfortably cook even during the reason seasons without messing my household items with soot.

Since I started receiving these transfers, I feel I have peace in my life. This is because I used to be stressed since I did not have any stable source of income to handle all my needs. I used to beg for help or borrow money which in most cases, I would not get. The debts also affected my friendship with my friends negatively. Since I started receiving these transfers, I have been handling my own issues without seeking help from others but only my husband. I find peace in my heart because of the transfers.

In the next four months, I wish to buy a gate. This is because I have fenced my home but I feel it is not complete without a gate. This will help reduce the number of cases I have with my neighbours when their cattle come to my home and destroy my tree seedlings.

The biggest difference in my life since I started receiving these transfers is that every month I have my money. This has helped me reduce the number of debts I had. I used to struggle financially since I only depended on farming as my only source of income. The income I used to get from farming was not enough to handle all my needs. With GD transfers, I have been having my own money and I no longer depend on my husband and debt to handle my issues. I used to bother my friends and my husband with my troubles which is not the case anymore. I am financially independent because of the transfers.

In the next six months, I want to buy a water tank. This will help me save water during the rainy seasons. This is because in our area in the dry seasons we suffer a lot to get water and I would not want to go through the same struggle anymore. I want to take this opportunity and help myself.

My life is different because I have been able to get money to buy food for the family and keep the family afloat. I no longer get depressed and worried whenever I do not have money to buy food for my family.

I am planning to to buy a new gate that we will ensure my family is secured and free from theft and robbery cases.

I have been able to buy food for the family with ease and right now maintaining a balanced diet is not a problem for me.

In the near future I expect to have some domestic animals such as sheep that I will buy from the market and rear within my compound so that I can count on them on generating income in the future when I will sell them in exchange of cash.

The biggest difference in my daily life is that I have something to rely on at least every month. I do not have to fully rely on spouse who is my sole provider.

In the next six months,I expect my life to have changed for the best with my kraal hosting livestock. I will also be milking too like my neighbours.

My current life is different from our how it would have been had I not received the transfer is that it has opened my mind on saving in a micro finance. I have never thought of saving before I started receiving.

My new goal is to build a more spacious house. The current one is too squeezed.