The biggest difference that the transfers have brought in my life over the period that I have been receiving them is that I have managed to take a course in food and beverage production. I am certain that this would not have been possible if I had not received the transfers because, for a long time, I had wanted to take the course but could not manage to raise the required school fees. I have now completed the course and will soon benefit from it through a job or opening my own business. The transfers have also enabled me to support my mother with the household needs and other financial obligations that I could not manage to do before the project due to low income. I am also glad that I have been able to pay for my child's school fees on time and bought him all the school supplies he needs without any difficulties.

I just completed a course I have been taking in food and beverage production for the past six months. The initial plan I had was to start a hotel business using my transfers, but I did not want to go blindly into the business without having proper knowledge on how to prepare good meals that would put me above the rest in the business. Now that I have completed the first phase of the plan, I need to move to the next which is opening the hotel. I solely rely on these transfers to set up the business so I need to save them for a few months before I can make a move.

I decided to give my mother a rest from worrying about the household supplies which I used most of my transfers to purchase. I spent the rest of the money I had left on school supplies for my child in kindergarten. These items included a lunchbox, books, pens and a new school bag.

My life is different from how it was in that, I spend my time well. I was able to take a course in food and beverage courtesy of GiveDirectly's transfer. I could have been idling at home. I am almost done with the course. I am doing my attachment and hoping to open a hotel later on .

My new goal is to operate a hotel. I love this business because I am studying a course on food and beverages that will help me to run my business well. I know that this business will do well and will help me to carter for my upkeep.

I spent part of my transfer on paying school fees for my child who had fee arrears. I have cleared the whole amount for this year, I did not want her report card to be held back in school. I am glad that she came home with her report card and did will not have a hard time with the teachers. I used some on food and transport to my attachment place.

After completing high school a few years ago, I was unable to further my studies due to low income from my parents which forced me to stay home. With too much time on my hands, I hung around irresponsible and idle peers which led to my having a baby in my teenage years. This made it even worse as my parent was very mad and disappointed and cancelled every little plan she ever had of furthering my education. I had to accept my fate and even considered marriage a number of times but, thankfully, GD came to my rescue and gave me an opportunity to take a course in catering which I know will earn me a decent living and enough money to support my family. I would not have been able to take the course if it were not for GD because I am sure my mother would not have paid for the course owing to her little income.

I decided to take a course on catering which I paid for using these transfers. The course ended last month and I am still waiting for my certificate to come out before I can start applying for any catering jobs. As I await the release of the certificate, I will not be idle, therefore, I have decided to start second-hand clothes business using my transfers so that I can be able to support my mother financially in taking care of the household requirements and any other financial needs.

I used part of the money I received recently to clear school fees for my daughter in kindergarten as she had some arrears from last term and I was afraid she would soon be sent away from school due to delayed fee payments. I have not yet spent the rest of the money which I decided to save in my bank account for my future business plans.

My goal is to open up a large restaurant at a busy place like the Central Business District if Nairobi county.

The biggest difference in my daily life is that I am no longer idle at home, I am now realizing my dream by studying a course in catering that I always wanted to study, so I can open up my own business.

I spent my transfers to for a catering course for myself. I have always loved cooking and I have wanted to own my own restaurant someday. I have also admired to study a course in catering so I could perfect my cooking skills. I never had the funds before to study this course. I am very grateful to Give Directly that I am finally realizing a dream of mine. I hope to own a restaurant at a busy place like the Central Business District.

I had just woken up in the morning at 8:00 AM when I went to check my phone. I saw the Mpesa message and I was very happy. I started saving immediately so I could raise enough money to pay for a catering course.