We check in with people at each stage of the cash transfer process to see how things are going. Take a look at some of their stories as they appear here in real-time.
Learn more about how recipients opt in to share their stories.
How is your life different than it would have been if you never received the transfer?
I own a piece of land in our shopping center that I was fortunate to purchase. I’ve been wanting to develop it for a while, but haven't started yet due to a lack of funds. Currently, I'm rearing goats with the intention of selling them once they multiply. To support this initiative, I use part of my monthly transfer to buy one goat each month. With the money from selling the goats, I plan to purchase materials to build structures for shops that I can rent out, generating income to support my family. I’m very optimistic about achieving this goal. Since we were informed that the transfers will continue for five years, I want to maximize this opportunity. By managing the funds wisely, I aim to create an additional source of income by the time the transfers end, ensuring long-term financial stability. As the goats multiply, I will sell some to help me realize this dream.
What did you spend your most recent transfer(s) on?
I have a strong desire to own rental houses. I had already purchased land where I plan to build them, but my biggest challenge now is finding the money to begin construction. To overcome this, I’ve been investing my transfers in buying goats. Goats multiply quickly, increasing their financial value. With my most recent transfer, I bought three goats for a total of $90. My plan is to sell some of them once they’ve multiplied and matured to raise money for building materials, which I’m confident I will be able to do. Additionally, I spent $12 on food because we had none in the house. We are currently facing drought, and the little income we have is used primarily for buying food, as it’s becoming scarce.
25th Payment
Transfer Amount
3470 KES ($27 USD)
access_time 4 months ago
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How is your life different than it would have been if you never received the transfer?
I have a piece of land in our shopping centre that I was able to purchase. I have wanted to develop that piece of land for quite a while. I am yet to do anything on the piece of land but I am now rearing goats which I hope I can sell and eventually have enough to buy material to put up some structures to house shops which I hope to rent out and make some money to take care of my family.
What did you spend your most recent transfer(s) on?
I would never have owned goats had there not been transfers from Givedirectly. I had always wanted to buy animals I could raise in my home. I had never had animals before but after receiving the cash transfers I have bought a number of goats. I recently bought three goats at $75. I was also able to feed my children with $27 from my transfers. I am grateful to Givedirectly for this changes I have seen.
22nd Payment
Transfer Amount
3470 KES ($26 USD)
access_time 8 months ago
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How is your life different than it would have been if you never received the transfer?
To establish a stable income source for my growing family, consisting of my wife and child, I aim to use the cash transfers to realize my dream of constructing rental properties. My plan revolves around livestock keeping and building rental spaces. With around ten goats, I can sell them for around $100 each, gradually accumulating funds to purchase land at the market center to build the rental house This rental space will serve as a crucial income source for my family, even beyond the duration of the cash transfers. I'm grateful for the progress I've already made, having acquired six goats this far.
What did you spend your most recent transfer(s) on?
I used the entire $102 I received over the past three months to purchase three goats, bringing my herd to a total of six goats. I aim to allow these animals to reproduce, intending to eventually sell them to acquire a piece of land at the trade center. My vision is to construct rental houses on this land, providing a steady monthly rental income. Currently, I lack a stable source of income, as the casual jobs I rely on in house construction are sporadic. This poses challenges in meeting the daily needs of my family, including food. I am glad at the opportunity the cash transfers have given me to grow my income stream.
18th Payment
Transfer Amount
3470 KES ($23 USD)
access_time 12 months ago
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How is your life different than it would have been if you never received the transfer?
Looking ahead to the end of the cash transfers, my goal is to have grown a herd of at least 20 goats. The ultimate objective is to leverage this livestock as a source of funds to purchase a 100x100 plot in one of the nearest trade centers in my region. On this plot, I plan to construct a rental house, creating a stable source of income. While this goal has been hindered by financial constraints and the lack of a stable income in the past, I am now confident that the cash transfers will enable me to build a substantial goat herd. In the future, selling some of these goats could generate the funds needed to acquire the desired piece of land, estimated at around $700.
What did you spend your most recent transfer(s) on?
In the past three months, the majority of my cash transfers have been allocated towards the purchase of goats for rearing. I utilized $82 from the funds to acquire three goats to multiply their numbers through breeding. The goal is to eventually sell some of them in the future, providing financial support for my wife and child. Currently, my main source of income is casual labor, such as trading livestock during market days, which is inconsistent and unpredictable. So far, I have acquired up to five goats through the cash transfers, which has provided a glimmer of hope for my future financial security. The remaining funds were used to purchase essential food items for the household, ensuring daily meals for my family.
13th Payment
Transfer Amount
3470 KES ($25 USD)
access_time over 1 year ago
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How is your life different than it would have been if you never received the transfer?
I would wish to be self sufficient when it comes to food. My family relies heavily on food bought from stores because the drought had made our land unproductive. I have planted maize and I still am trying to add some more acres of land of maize so that I can have a bountiful harvest. My hope is once this maize is harvested I no longer use my transfers to buy food and instead use it to buy animals which will always multiply and I can sell them when I have a good number and direct those finances into buying land. This investments are to allow my children go through school once they do start attending school.
What did you spend your most recent transfer(s) on?
Its planting season for many and has been since the rains began. I personally was part of this. In April I paid for a tractor to help me till one acre of land at $25 and then in May I added an acre and paid the same amount to have it tilled. In this two months the transfers that were left, $9, went into buying food. I am also an animal farmer and I am always looking to get finances to grow my animals. In June I spent $20 to buy four hens which cost $5 each. I also used the $14 left to buy food.
10th Payment
Transfer Amount
3470 KES ($27 USD)
access_time over 1 year ago
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How is your life different than it would have been if you never received the transfer?
I want to buy a piece of land and build commercial buildings which go at about $60. I would like to build houses which I will rent out. I want to buy more goats which will reproduce and give me more animals. I want to be able to sell this animals and use the money to save towards buying the piece of land. I want to eventually build some structures on the piece of land and rent it out to be able to make money which I can use to take my child through school although my child is not yet of age to go to school.
What did you spend your most recent transfer(s) on?
I do not have a permanent job, I engage in casual labour from time to time such as house construction and sometimes I buy and sell animals. I decided to buy animals to contribute to my animal selling business. In January and February I bought 2 goats at $30 each and I bought food at $4. In March I bought two cockerels at $10, food at $14 and clothes for myself and my child at $10.
6th Payment
Transfer Amount
3470 KES ($28 USD)
access_time almost 2 years ago
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How is your life different than it would have been if you never received the transfer?
My objective in the coming year would be to have a total of about 30 goats. This would enable me to get more money to purchase cows and also help me build rental houses. I have 10 goats so far. To accomplish my dream, I plan on purchasing a goat every month. Though I've got other responsibilities, I believe that discipline and focus will get me to achieve my dream in time.
What did you spend your most recent transfer(s) on?
I used a significant portion of my transfer to buy $25 worth of food in bulk for my family. I work multiple jobs as a casual worker to supplement my income. I occasionally sell charcoal in addition to selling livestock and getting paid a commission. I no longer sell livestock because the drought killed a lot of it. I make very little money selling charcoal, so I am unable to fully support my family. If I don't sell any charcoal, I go into debt, and my family doesn't have enough to eat. We had no need to worry about going hungry because we had spent a lot of money on food. In addition to buying food, I spent $9 on three hens. I'll have a backup source of income once they start to multiply in number. This will help me supplement my income and make sure I can fully support my family.
2nd Payment
Transfer Amount
3050 KES
access_time over 2 years ago
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In your opinion, what does GiveDirectly do well, and what does it not do well?
In my view, GiveDirectly does well in giving unconditional cash transfer to all who qualifies for its financial aid. I have never witnessed any non-governmental organization or any government doing what it does. It never practices favoritism and its processes are not influenced by any community member. As a result of this, there is a visible change in the community. Some parents who could not afford education have decided to take their children back to school. Some are raising livestock as well as being able to obtain food, which was unimaginable barely a few months ago. In contrast, there is nothing it does not do well since everyone enrolled in the program is so excited about the support.
What did you spend your most recent transfer(s) on?
My way of earning a livelihood is by keeping livestock, goats, sheep, and cow. In addition, I trade on livestock to supplement my household's income. Although I had first planned to spend my transfers on buying additional goats, I received it at the time when my baby, 1-month-old was very sick. I, therefore, spent the whole of my recent transfer on meeting the baby's medical costs. I am so glad that he is currently doing pretty well. He has fully recovered and that gives me joy. I am so grateful to GiveDirectly.
Initial Payment
Transfer Amount
3050 KES
access_time over 2 years ago
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Describe the moment when you received your money. How did you feel?
Until Give Directly came to my village, I had never heard of an organization that gives out unconditional cash to vulnerable communities. The prospect of receiving money without having to repay it excites me. When I finally received the first transfer, my heart warmed because I knew I would be able to start living out my dream of raising chickens.
Describe the biggest difference in your daily life since you started receiving payments from GiveDirectly.
The fact that I have ten extra hens is the biggest difference in my life right now. It was once a vision that is now becoming a reality courtesy of the cash transfers. I am convinced that the future transfers will bring even more, and I cannot wait to start benefiting from the chicken-rearing enterprise, thanks to Give Directly.
What did you spend your most recent transfer(s) on?
I was inspired to pursue poultry farming after seeing a friend make a living from raising and selling chickens. Given my lack of a consistent source of income, this project will keep me occupied while also generating sufficient revenues to cover my household's necessities, such as food. This is why I bought ten hens with the total transfer money. After they reproduce, I intend to sell the matured flock for at least KES 700 per chicken.
Enrolled
access_time over 2 years ago
What does receiving this money mean to you?
I'm currently a shopkeeper running a mini shop from my house in the village. Alongside that, I'm also keeping some livestock as that is my biggest goal; to grow my stock as big as it can get, and I already have ten grade goats that gives me milk as well as organic manure. I also plan to be using them as a store of wealth where I'll be buying every time I receive my transfer to be able to both save the money safely and also invest it at the same time. I'm glad I have a plan that will make this money help me archive my goal.
What is the happiest part of your day?
My marriage of course! In the last six months I managed to get a beautiful lady of good breeding and so I couldn't waste no more time but to marry her. This worked out for me and I have had happiest times of my life since. Lately I do not have to close my shop when going for more stock like I used to, and again I do not have to get to finish up with the shop operations before doing in my household chores like cleaning and cooking. At least I now have someone to help out whenever there's a need.
What is the biggest hardship you've faced in your life?
As I said earlier, I'm running a general shop offering mostly essentials here in the village. This business has potential to grow as there are very few shops in the village especially those that are fully functional, but there's one problem that is still holding it back. This being a village and most people have very low to no income at all, they always just come with promises to borrow and disappear leaving me with nother to replenish the stock.