For the next four months, I am planning to purchase a cow for rearing and selling at a later date. With the proceed realized, I will be able to purchase a piece of land where I can put up a house for my family.

We have had plans of clearing the dowery payments that have pended for quite some time now. So when we started receiving the transfers, we thought of joining efforts towards clearing the balance.

In the next six months, I will have finished paying dowery and hopefully will have purchased a cow for rearing.

My life has taken a good trajectory because I have been able to buy a cow in the recent past with the little that I have been getting from the organization. I have always wanted to do animal farming for a long time coming and I believe that this is the right time for me to jump into this kind of an adventure. Currently, I buy milk on a daily basis which again leaves me with a ballooning budget every month.

I have a new goal of leasing land where my husband and I can do some small scale farming over the next one year. The amount of farm products that we have been getting of late is not enough to sustain the family going into the future, that is why we need to get an additional back-up.

The biggest difference for me is that I have been able to build a new house in the recent past for my family. I initially used to live in a very small house which could barely accommodate my family.

Being a full-time farmer, I think that it is high time I got another piece of land and use it for cultivation purposes going into the future. I have to make sure that my husband and I save enough amount so that we can be able to get a reasonable amount to start us off in the process.

I was previously living in a grass thatched house that would leak whenever it rained, but with the transfers that we have been receiving from GD, we were able to save and bought enough building materials which we used to construct a new iron-roofed house. We are now living a comfortable life without the stress of having to gather some of our precious belongings in one corner of the house to keep them safe from water during the rainy season. We are also able to harvest rainwater which we can later use during the dry seasons and save a lot of money that we would spend on water. It was impossible to harvest water from a grass-thatched house.

We have been married for several years now, but my husband has not paid my dowry and my biggest wish is to ensure that it happens before the end of this year. We have been setting aside some money each month for the purpose of making this possible and I want to continue doing so until I can have enough money to buy some of the required items such as livestock and foodstuff to be used at the ceremony.

These transfers have greatly changed my daily life because I don't have to depend on my husband financially to cater to my needs as I did before. I have my own money and can also be able to buy some of the household needs which gives me a sense of independence as a woman.

With the stress of planning for the dowry payment ceremony in December, life has not been so easy as we have to really squeeze on our daily budget to be able to raise enough money to buy the requirements in good time. I hope that in the next six months, we will have gathered most of the requirements so that we can go back to our normal routine.

My life is currently different from how it was four months ago in that I bought a motorcycle which is bringing more income at the moment. I also managed to buy a goat which I am planning to keep as an asset that I can sell in case of an emergency. I also rented a six-acre piece acre piece of land which I planted some maize and beans. I had a bumper harvest from the piece of land which has assured me of food security in my house till the harvest.

My new goal is to start a business. I am planning to start a business on second-hand clothing which would help me generate more income. This will make it easier for me to meet most of the household needs and make daily activities more manageable.

The biggest difference in my daily life in the last four months preceding the current transfer is buying a second-hand motorcycle. I employed my nephew to be using it for taxi and bringing me 2000 KES every week from what he earned from the business. I have managed to earn some income from my motorcycle business. I thank GiveDirectly from the transfers which enabled me reach this far.

In the six months, I expect to start a business on second hands clothing. This would enable me to earn more income which will make an opening to think of other income-generating projects. I am also saving some money which I want to use to purchase a piece of land which I will build my home on. I believe in the next six months I would have saved enough money for down payment.

Four months ago,we were living in a grass-thatched house,but we decided to combine our transfers and constructed an iron roofed one which is also very spacious.

I would love to save the next few transfers so that I can purchase a a cow.This will be a constant reminder of GD's great help in my life and a good investment too

My daily life in the last four months has really changed because the burden of providing for my family has been lifted a bit. These transfers has helped me pay child's school fees on time ensuring he's never sent out of school.

I would love to have something of my own,that is why I wish to purchase a cow that belongs to me and not my husband.

My new goals are to pay school fees, buy second-hand motorcycle and start up a business.

The difference is my daily life is that I was able to pay school fees in time, plant using hybrid seeds and fertilizer and we are eating well too.

In the six months, I plan to buy a plot and start up a business.

The biggest difference in my daily life since I started receiving this transfer is that my farm is doing well as a result of planting with fertilizer and hybrid seeds and am not worried anymore about the same.