One of the greatest plans I have in mind is to purchase a small piece of land within the shopping centre to construct a retail shop. I am currently saving in a Sacco and I plan to secure a loan to enable me to achieve this goal. This shop will be a great source of income for my family's needs. Besides, since I have a son who recently completed college, the shop will be the best place for him to engage in as he waits to be employed elsewhere

I have been saving in a merry go round and within the last four months, it was my turn to receive the savings. I spent the amount I received to purchase a dairy cow. At the moment, I no longer incur expenses for purchasing milk for my household consumption as I now have enough which allows me to sell the surplus

In the next six months, I expect my life to have changed in that, I believe I will have completed the construction on my retail shop and stocked it. Being a farmer, I will also be selling my farm proceeds such as vegetables and beans directly to consumers hence fetch a higher price as compared to selling to middlemen. The income from the shop will enable me to meet my household needs as well as save some to purchase an additional dairy cow

My new goal is to save a good amount of the monthly transfer and buy a piece of land. Land is one of the greatest assets one can ever own because it always appreciates even if there is no maintenance done to it. Once I buy a piece, I plan to develop it and run my business from it. I will also lease out the rest of the space in the developed piece.

The biggest difference in my daily life is that I am nowadays happy. I finally managed to purchase a healthy dairy cow. I am a proud owner of a Guernsey dairy cow and I can't keep calm. I was able to join a savings group where I was able to save enough money to buy a dairy cow. The cow just calved a few weeks ago and I am already enjoying the proceeds from the sale of milk. I attribute this development to Give Directly!

My expectation in the near future is to buy a piece of land of our own. We currently live in our parents' piece of land with our other relatives. Staying here sometimes leads to conflicts that may arise since we share most of the resources. Since we have different personalities and view things differently, we end up fighting each other. I am tired of this kind of life and I hope that my child secures a good job and helps us move out of this place by topping up our savings. This will ensure that have fewer conflicts because of proximity.

My life is currently different in that I now have furniture in my house that has brought more comfort to the family. We have also had a better and improved diet as a family unlike before when we lived from hand to mouth. Furthermore, we can now pay school fees without straining to meet the basic household needs.

In the next four months, I plan to take a loan from our table banking group that will enable me own a dairy cow that will assist us a lot as a family to get enough food while we sell the surplus for other family use.

The biggest difference in my daily life is that we now have an increase in family assets in form of livestock for the family. We have also been able to start poultry keeping that has enabled us meet some of the family's basic needs with much ease unlike before. I have also been able to equip my shop which has in turn given me more money for use in the family. This has in turn enabled us to pay school fees for our children with much ease.

In the next six months I want to ensure that I pool resources together and be able to buy my own land. The piece of land that we are currently staying in is too small and hardly enough for us to do any kind of farming. The purchase of land will see us do some subsistence farming and ensure that we are food sufficient as a family.

My life currently is different since I have been able to buy a calf and constructed a house for my chicken.

The new goals I now have is to buy a cow and a water tank.

The biggest difference in my daily life is happiness which I now have.

I expect my life to change in that I will have bought a cow and will be in the process of buying the water tank.