My next plan would be to start a second-hand clothes business in the village to attract more income. To achieve this dream, I plan on using the Mary-go-round saving from the informal women's group in accomplishing this goal. Where I would be expecting a sum of $360 at the end of the year. I am optimistic that the money would go a long way in realising this dream.

In my opinion, the support from GiveDirectly has brought financial freedom to our community. People were able to realise their goals easily. Additionally, they took their time in educating us on the common scams and the risk that the money comes with and how to overcome them. The organisational model of working is admirable, thus I do not see things that they need to work on or improve on.

My husband works in the city, and I am a consistent farmer. We have two children. When we received our initial transfer, we opted to build a decent house for our family because we were relocating from the family house to our place, unfortunately; the money was insufficient to complete the construction. Therefore, when we got our second transfer, our major priority was for us to complete the house. We, therefore, used $400 on the completion. This was not possible before due to the high cost of building materials and also financial constraints. Thereafter, we bought foodstuffs with the remaining amount. The support from the organization came at the right time of need and it enabled me to move swiftly without any financial hiccups, thus I am grateful.

I was busy cleaning my house that day at around 5 pm when I heard a message alert on my phone. On checking, I confirmed to have received KES 55,000 from GiveDirectly. I was happy and shocked at the same time and decided to check my MPesa balance just to make sure this was real.

The biggest difference in my daily life is the availability of money for building a better house on our piece of land. I had desired to build in that land for the past two years but couldn't afford it. This is because of my child's school fees and my husband's meager salary.

I am a mother of one and my husband works as a security guard for the past 16 years. About 8 years ago my husband bought three eight pieces of land because our home share is only an eighth. We have been using it for the farming of maize and beans. So when I received the transfers I saw this as an opportunity to build a house in that land because I had desired but couldn't afford it. Therefore, I spent KES 18,000 on 24 Iron sheets, and KES 24, 000 on 200 pieces of timber. This will help in actualizing my dream of constructing a modern timber-framed house. Secondly, I also spent KES 6000 on food and household items. This will sustain my family for a longer time. Initially, my daily household budget was KES 200 spent on maize meals and milk only. Thirdly, I spent KES 3000 on settlement of school fees areas for my daughter in primary school. Additionally, KES 1000 was used on the purchase of school uniforms. Lastly, I spent KES 3, 000 on the latest clothing fashion which has made my family more decent than before when used to afford only second-handed clothes.