I plan to spend my upcoming transfer to facilitate my children's education. I will buy stationery and finish any payment that will be required at school.

The biggest difference in my daily life is the tea farm that I leased from a neighbor. I have been channeling a large portion of my transfer for the last four months towards this project. I harvest the produce that was on the farm and sold them to some brokers. The profits have really helped me to buy food for my family. As a result, I have added to the income sources that I rely on. I, therefore, find it better than before.

I expect my life to have improved in the next six months. I intend to use the money from the farm and part of the transfers to start a business. I will be trading in chickens and create another source of income. I am confident that I will succeed in this business because I had done it before. I left the business many years ago because I ran out of cash to sustain it. With these transfers, I will revive it.

My life is currently different from how it was four months ago since my wife now supports me in paying school fees for my children. Before she was using her transfers to buy food and other basic needs but after I started the poultry keeping project, we have been using the income from this project to cater for these needs. This has enabled us to use our transfers jointly to pay for our children's school fees.

Our new goal for the next four months is to start a business of buying and selling heifers. We will be saving our next transfers as a family and use them collectively to start up this business. I will be using the profits from this business to cater for my family needs and in paying my children's school fees.

The biggest difference in my daily life in the last four months preceding the current transfer is that I have been able to start poultry keeping project. Due to this, I no longer depend on one source of income for everything. This has enabled me to cater for my family needs on time even when I do not get any casual work to do.

In the next six months, my life will have totally changed. This is due to the fact that I will have started the business of buying and selling heifers. I will be using the income generated from this business to pay school fees for my children and to start up another income generating project for my wife to run. This will give her the opportunity to earn an income without going around the village looking for some menial jobs to do.

I have been able to save some money from my transfers and use it to extend my house. Due to my growing family, my single house could not accommodate all of us. This was not comfortable especially the time we were dressing up we used to do it in turns. I am happy now since this house could accommodate all my family members.

My new goal is to save at least KES1000 every month from the transfers to start poultry keeping. Starting this poultry farming will enable me to pay school fees for my children who are yet to join secondary education and meet other family needs in the future.

The biggest difference in my daily life is that I used to do a lot of casual jobs to get money to feed my family. When we start receiving the transfer we combined with my spouse and bought food to sustain us for some months. This at least relieved me from doing casual jobs and start concentrating on my tea farm. Now, I am happy I no longer do a lot of manual jobs and my family have enough food.

I expect that in the next six months, I would have saved enough money from transfers and others from yields of my tea plants to enable me to buy more building materials for building poultry units. This poultry keeping will enable me to earn extra income to meet other basic household needs and school fees for my children.

My life is currently different because I have been able to buy food continuously for family without too much straining.

My new goal is to establish a poultry sysstem .I will buy 2 chicken on every transfer I recive fro the next four months.

The biggest difference in my daily life is that I have reduced stressed based on little income. I have increased my sources of income by leasing a tea farm for one year. This has increased my monthly income and the bonuses I expect towards the end of the year. I am so happy because even as we are speaking I am picking tea from the land I leased after receiving this transfers.

I expect my life to change in the next six months tbecause I will have poutry for income generaation.Thhis will help to met my daily needs and the childerens educational costs.

I have a target of starting a large scale farming that will get me money when i reap a high yield of produce.

My current life is very different from the past time because i am able to provide for my family and can meet their expectations at ease.

In the next six months i am planning to start a small business of buying and selling cows.

Before i got the transfer, i was depending on contracts but now i have my own farm that i sell the crops there that gives me more money to provide for my family.