Ever since I started receiving these transfers from GD, I have been feeling motivated in achieving my goals. Before the transfers, I did not have any good income and I felt life was very unfair for me. I used to struggle to an extent I lost hope in achieving my dreams. I just decided to live for the moment until I started receiving these transfers. I feel motivated to work very hard because I know the dreams of having a permanent house, being financially stable is still achievable.

I have started saving so that I can buy a motorcycle. I would like to have a motorcycle taxi business. I know I will get a good income from the same if the motorcycle is mine and not employed. This is why I have started saving and will boost my savings with a loan from the group to buy the motorcycle.

I spent my transfer on paying my house rent. I had used all the savings I had during the festive holidays and I did not have any saving left. I had to talk to my landlord to give me time to raise money yet I was actually waiting for GD transfers to pay. The remaining amount, I have used to start my savings again.

My life is different from how it was in that, I have learned to be financially disciplined. I have been able to save for quite some time now. Generally, my savings have increased since I also try to save part of the salary. I have also become more independent. I no longer bother my brother to pay my rent or my other personal items. It feels good to be financially stable. One doesn't feel like a bother anymore. I wish to stabilize myself further so as to be able to achieve my future goals.

My new goal is to buy a motorcycle first. Once the motorcycle business has picked, I will later collect all my profits and start a mega business as a backup plan. Clearly, I will never suffer again by doing low paying casual jobs. I thank GiveDirectly for boosting me financially because my life will never be the same again moving forward.

The struggles of being employed to sell water have really made start thinking of doing my own business. I have been going to work at five o'clock and leave work at eleven o'clock at night which is usually risky and hectic. For quite some time now, I have been saving all the monthly transfer that I have been getting from GiveDirectly. The recent one was not different because I also saved it too. I have already thought of what I want to do which is to buy a motorcycle. I feel like this will be a good idea considering the high market demand for motorbike transport services and many other advantages such as going home early hence not risking my life and even getting better pay than what I am earning currently.

Currently, my life is different from how it was in that, I am able to save some amount from the monthly transfer which I get from GiveDirectly. This was like a miracle before, just because the amount that I could get from my monthly salary could end up on the daily needs. Debts were also an order of the day. I could end up offending some of my friend and relatives due to overstaying with their money. I am glad that I am able to plan and save some money for my ultimate goal of buying a motorcycle. Thanks to GiveDirectly.

I do not have a new goal at the moment. I still want to continue saving so that I finally reach my goal of buying a motorcycle by the end of the year. If I start focusing on other ideas, I might end up not reaching my ultimate goal which I had yeared for a long time now.

I kept the whole of my transfer as savings. I plan to buy a motorcycle by the end of the year. I have a driving license but I have not been using it. The brilliant idea of purchasing a motorcycle came in my mind because I want to have my own business where I can have the flexibility of doing my work in my own way. Currently, I am employed and leave work at 10.00pm which has been risky. My phone was stolen when I was going back home. I would really want a situation where I can organize my work and leave early.

My goal is to venture into motorcycle business. I will use my savings to buy two motorcycles. I will operate this business in my rural home since many people have not ventured in to business and thus it will not be competitive. This will generate more income to meet my basic needs and pay school fees for my siblings.

The biggest difference in my life is that I have managed to save my transfers. In the past, the money I got from the casual jobs was little and I could only use to buy food. I will use these savings to buy motorcycle and venture into motorcycle business.

I saved my most recent transfer in my bank account. Since I received my transfers from Give Directly, I have been saving all my monthly transfers since I am planning to buy two motorcycles and venture in to motorcycle riding business. I did a driving course but currently I have not been employed so I will use my savings to buy the motorcycles and operate one of them and also employ somebody else to ride the other motorcycle. This will generate more income to meet my basic needs and pay school fees for my siblings.

I was so happy when I received my transfer since during enrollment I did not believe that I will get the money. Many organisations have been coming to our groups, make promises but they do not deliver them. It was my joy to receive the transfers since at that moment I did not have any source of income.