In the near future and beyond. I am planning to hire a piece of land for farming as I own a smaller one. I will as well hire a tractor for farming instead of doing it with the help of casual labourers. This is cost-effective as compared to when it is done by the labourers. In addition, I have plans of starting up a groceries business to be run in the evenings. Groceries business has high demand as food is consumed on a daily basis. The profits earned will be enough for my young family's basic needs like food, clothing and school fees.

In my opinion, what Give Directly does so well is that they give out unconditional transfers, different people have different needs and therefore it would be of no importance if the transfers had any restrictions on the spending patterns. The transfers are given in lump sum amounts and this helps in planning purposes in terms of the developments that we would wish to engage in at a personal level. Unlike other projects where it is given in small amounts. To avoid household conflict, what needs to be done differently is enrolling all the individuals in the household. During enrollment, those individuals who did not have responsibilities by then were left out of the program yet these are the same people who steal from their old and vulnerable parents. Another thing that needs to be done differently is enrolling all the communities in a specific village for uniformity purposes and this will prevent too many complaints coming from the communities that are left out during the registration to the programs

Before the transfers, I never had cows before as I had no stable source of income. I used the transfers to buy female cows for kshs 35,000. This is for milk production for my family's consumption and sale. I do casual work to earn a living and most of the time the pay is too little to cater for my basic needs, I do top it up with the money from selling milk and this has enabled me to take care of other basic needs like food, clothing and kids school fees. I used the remaining part of the transfers of kshs 20,000 to buy a piece of three-seater furniture. I used to fear hosting friends and relatives as I never had enough seats for them, but my self-esteem has improved since I started receiving transfers from GiveDirectly.

I was filled with happiness on receiving the money since it came when I was struggling with the payment of a piece of land that the owner needed the money that morning. I had opted to sell the only cow that had been producing milk for my children as it was the only option I was left with to secure that piece of land. Even though we had other savings that we had been making, the owner of the plot needed more that we could not raise at that moment as we were still short of KES45000. I left home that morning to the market feeling hopeless but was glad to receive the message from GiveDirectly that restored my hopes. I informed my husband who advised me not to withdraw as it was easier paying it through the Mpesa.

The biggest difference in my daily life is the joy I had been having since our last payment towards the plot that I am currently running my grocery business on. This has been the greatest thing to have ever happened in my family as we had been living in a small piece of land that we could not be subdivided to fit all the projects that we had. I am grateful for this support and looking forward to the second transfer that will help in the establishment of new construction and stocking of the new shop.

After a slow payment of the piece of land that our neighbor was selling us, I had to settle the remaining KES200000 the next morning after receiving the transfer. From the transfer I received, I used KES 45000 to add up to the savings I had and used it on settling that debt. I needed that piece of land since it is strategically located along the roadside - safe for establishing any business. So far I have started developing it after constructing a small shop currently selling groceries as I look forward to stocking with other retail items after the second transfer. I also fenced around it at KES7000 after obtaining a barbed wire, and with the remaining KES2000, I bought clothing for my three children who were also excited after the receipt of the transfer and finally some foodstuff for the household.