GDLive Newsfeed
We check in with people at each stage of the cash transfer process to see how things are going. Take a look at some of their stories as they appear here in real-time. Learn more about how recipients opt in to share their stories.
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Enrollment
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Completed
Newsfeed > Jumwa's Profile
Jumwa's family
Jumwa
landscapeCountry:
kenya
workOccupation:
Small business
workCampaign
Kenya Basic Income
Upcoming Stage
Next Payment
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Follow to be updated on Jumwa's next check-in.
 
22nd Payment
Transfer Amount
3470 KES ($27 USD)
access_time 1 month ago
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How is your life different than it would have been if you never received the transfer?
This year, my aim is to set up a vegetable business by the roadside. Given that my husband's income is insufficient, I plan to utilize the upcoming transfers for this venture. Establishing an additional source of income will bring me peace of mind, knowing that my family will be well-provided for. I am thankful for this opportunity to transform my life and look forward to a brighter future.
What did you spend your most recent transfer(s) on?
I earn a living by selling fish to support my family of seven. Although my husband works as a driver, his job is seasonal and doesn't always provide enough income. Previously, we struggled to pay school fees, often resulting in our children being sent home. Fortunately, our situation has improved. We can now comfortably afford school fees, ensuring our children continue their education. Additionally, I use part of our transfers to cultivate land, ensuring food security for my family. From the transfers received, I allocated $25 to purchase clothes for my children for the Christmas festivities. Another $9 was used to buy food for our family. Additionally, I settled a debt of $58 for my children's outstanding school fees before the new term began. The remaining amount was saved in our local savings club for future emergencies. Receiving these transfers brings me happiness as they have greatly assisted us in our daily lives.
 
17th Payment
Transfer Amount
3470 KES ($23 USD)
access_time 8 months ago
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How is your life different than it would have been if you never received the transfer?
My husband was employed as a truck driver till September 2022 where his job laid him off. We depended on him to take care of our main financial needs in the house. His being out of work affected us greatly as I was noe required to pay for the children's school. My hope has been to start a grocery stall and a small hotel where I would sell my pastries and other food items. I am still hoping my husband is able to secure another job so I can go back to saving for this dream.
What did you spend your most recent transfer(s) on?
I am a mother of five children, four of which are school going. Two are in form one while two are in class 6. I have had to ensure they have access to education without issues of them being turned back home for school fees. I used $30 from my July transfers to pay school fees for the two in form one as they had a huge fee balance, in August I reduced the balance for one who has a higher fee balance by $20 and in September I paid $15 to the other form one student's school fee from my transfers. I also paid school fees for my other children in August $6 and $2 in September to ensure they could sit for their exam. I had a huge debt that I was also able to settle in September $15. My youngest was also able to get some warm clothes since it had been raining in July from my July transfers at $3.5.
 
14th Payment
Transfer Amount
3470 KES ($25 USD)
access_time 11 months ago
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How is your life different than it would have been if you never received the transfer?
Initially, I had a strong desire to start my own vegetable-selling business. However, when my husband lost his job, it became difficult for us to gather the necessary funds to get the business off the ground. Additionally, with our main source of income disrupted, I have had to allocate the cash transfers we receive toward covering the basic needs of our household. Although the current circumstances have temporarily hindered this plan, I maintain hope and resilience in working toward achieving it. My ultimate goal is to see my children through all elementary levels of education and I believe that the proceeds from this venture will help fund the education of my children.
What did you spend your most recent transfer(s) on?
The financial situation has become challenging since my husband lost his job as a trailer driver, and his current casual jobs are insufficient to meet the needs of our household, considering we have four children attending school. Despite my initial aspirations to start a vegetable-selling business, the loss of my husband's job dashed those hopes. Currently, any funds I get are directed toward covering essential household expenses such as school fees. This is why I utilized $30 from the cash transfers to partially pay off the school fees for my two children, and although it wasn't enough to cover the full amount, I am glad that it has reduced the instances of them being sent home from school. After that, I spent $4 on purchasing food, particularly sugar.
 
10th Payment
Transfer Amount
3470 KES ($28 USD)
access_time over 1 year ago
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How is your life different than it would have been if you never received the transfer?
My main objective for this year is to make sure that my children stay in school and continue their education. Two of my 4 children are starting secondary school, and the other two are in primary school. All of them have significant financial difficulties related to their tuition, but I am confident that the funds from the transfer will significantly contribute to my ability to keep them in school. My fervor and drive to see them pursue their goal of becoming doctors will drive me even harder and ensure they have a supportive learning environment.
What did you spend your most recent transfer(s) on?
When the results for the Kenya Certificate of Primary Examinations were made public in December of last year, I was overjoyed to see that both my son and daughter had successfully passed them. Since then, I have struggled to find peace of mind because I am unable to fully raise their tuition fees. I don't make nearly enough money from selling food to cover both of our children's needs for school. My husband lost his job as a result of his employer's workforce reduction. I am appreciative of the transfer because it gave me a significant financial boost to enable me to purchase school uniforms for my two children, who will be starting secondary school the following week. In addition to purchasing the school uniforms, I also bought $4 worth of food to help my family get through this challenging time when my business is struggling and we are having to skip some meals because of a lack of funds.
 
6th Payment
Transfer Amount
3050 KES ($25 USD)
access_time over 1 year ago
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What did you spend your most recent transfer(s) on?
Initially, I had plans to start up both a grocery and a roadside food store business because I do not have any source of income. This motivated me to join a monthly rotating savings group within our village. We are seven members, and we have since then been saving $20 monthly. Unfortunately, I have a nine-month-old son who has been unwell since birth. We do not have a stable household income and thus we could not afford a qualified doctor to diagnose what he was suffering from. When I earned my share of $80, I spent $50 on both the doctor's fee and his X-Ray. Unfortunately, he was referred for a surgery that will cost $150, but we are glad we know his condition, and we shall not spend more money on pain relievers as was the case previously. We are currently working on ways to raise the $150 for his surgery. The remaining $30 we spent on both foodstuffs and our clothes.
 
2nd Payment
Transfer Amount
3050 KES ($26 USD)
access_time 2 years ago
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In your opinion, what does GiveDirectly do well, and what does it not do well?
In my opinion, it was a nice thought of GiveDirectly to provide support to us through cash transfers. Most people are more empowered since we were also allowed to decide on how to spend our transfers. I would not be talking about owning a business had it not been for the support. Other people in our society have taken their children to school while some have improved their nutrition. There is nothing I can say they are not doing right but appreciate their support.
What did you spend your most recent transfer(s) on?
When we received the second transfer, eight of us from the same compound formed a rotational savings and loaning group where we shall be saving KES 1500 whenever we receive our transfers. I fully rely on my spouse who owns a truck for transporting goods but it does not make me comfortable because he can not provide for everything I need. I would wish to be independent. Therefore, when I earn my shares I will use them to start up a business of buying most of the green groceries from the nearby town and selling them within our local market. Out of the KES 1500 that was left, I spent KES 1000 on some clothing for my six-month-old baby and purchased a few foodstuffs for KES 500.
 
Initial Payment
Transfer Amount
1200 KES ($10 USD)
access_time 2 years ago
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Describe the moment when you received your money. How did you feel?
I was at home attending to my new born when I received a message notification from my phone. Since I'm illiterate, I couldn't read it for myself and I called my son to read it for me. He told me that me that it was a cash transfer message from GiveDirectly and I was so happy to have received the transfers. I needed the money at this time because there was no enough food at home.
Describe the biggest difference in your daily life since you started receiving payments from GiveDirectly.
At had gotten to a point where I couldn't afford to provide my family with three meals a day. I'm thankful that with the monthly transfers, this is very possible and my young children doesn't have to sturve anyone.
What did you spend your most recent transfer(s) on?
About a year ago before I was blessed with my 5th born, I used to hawk food in my neighborhood and this used to earn me some income which I was supporting my husband with family responsibilities. I thank God I have supportive husband who works as a driver for he has been providing for the family ever since I gave birth to our last born. The standards of living seems to be rising everyday because of prevailing tough economic conditions in my country and it's been tough for him to keep up with his KES 14000 monthly salary. He has to pay his monthly rent since he stays in the city, pay school fees for our four children, providing us with basic necessities and have money for his upkeep. When I gave birth, we didn't have enough money to buy baby clothes, after receiving the transfers, I spend KES 650 to buy some second hand clothes for the baby. I spend the balance of KES 550 to buy five 2kg pack of maize floor because we only had one pack remaining at home. That's going to push us for at least two weeks and I'm really thankful for the support.
 
Enrolled
access_time over 2 years ago
 
What does receiving this money mean to you?
I used to peddle donuts but my business collapsed last March when the pandemic hit me hard. I am planning to revive my business when I receive my transfer. I will erect a food vending kiosk where I can easily be accessed by my customers. I am also targeting sit-in customers as a way of expanding my business.
What is the happiest part of your day?
My husband lost his job(driver) in the year 2020 because of the coronavirus pandemic. That was the darkest moment in our family because he is the breadwinner. January this year brought good tidings and he was reinstated. This is one thing that brought jubilation to the whole family as it means less struggling unlike the previous two years.
What is the biggest hardship you've faced in your life?
I have constantly been suffering from toothache. I have visited the dentist several times last year. Some of my teeth were removed but the condition seems prevalent. Once the affected teeth are removed, another one develops the same conditions. I do fear that this will render me toothless leaving alone the disruption it caused me. This is one of the reasons I had was forced to stop peddling my donuts as I can not walk longer distances.