The difference in my life in the last four months is that my family have new clothes. It has been a while since I bought clothes for my family. This is because of my low income which was not even enough to meet our basic needs. The little I got I would use on family needs on a daily basis. With these transfers, I was able to spare some amount which I used on buying clothes for my family. At least now we dress well just like the other in the village.

In the next four months, I wish to plaster the house. I would want to handle the issue once for all. I would want to focus the time and resources on smearing on other income-generating activities to benefit my family life in the long run.

I have been living in a grass thatched house for the last three years. I have always desired to put up a new iron-roofed house. Due to the low income from my small foodstuff business, I was not able to buy the required materials for putting up a new house. We started savings before the transfers but we ended up using the savings on other needs such as medication. This is why I used my transfers to pay for building materials on a monthly basis. I have used the materials to put up a house for my family now. I feel at peace now.

I expect my life to change in the next six months in that I will have a goat. I plan to save part of my monthly transfers so that I can investment on livestock by starting with just a goat. I know it will reproduce and the number will increase hence bringing wealth to my family.

The last four months came with their own blessings from God because for one I was able to get a nice house which I had dreamt of erecting but then due to financial deficiency, the dream never came true.

I have a goal of saving some cash every month so that I can buy a cow which I will be rearing for future benefits. I know that once I have the cow, it will definitely give birth to its offsprings in the future and of course, I will have a chance to sell them out once they are mature. I will also have the opportunity to sell them whenever I run into a financial crisis.

The biggest difference for me is that the money has enabled me to build a new big house that is more spacious than the one that I used to live in before. Initially, I used to live in a small grass thatched house kept on leaking whenever it rained but today I have this nice house which accommodates everyone in the house and is very presentable as compared to the one I had before.

I will buy a few household items such as a cupboard, sofa-sets and other furniture that I will be using within the house. Right now, I have some furniture that is very old and in such a dilapidated state and I think its time I bought new ones.

My life is currently different from how it was four months ago because l am stress free because l am sure of staying in a iron roofed like other people.

I do not have any new goal a part from building my spacious iron roofed house.

The biggest difference in my daily life is that l am now very sure l am going to staying in a spacious iron roofed house, where l will not worry when it is raining. When l also build a spacious house will be able to buy more households being that l now have a spacious place to put them to a void bigging from neighbors.

In the next six months l expect to have completed building my house and staying in it comfortably.

My life is currently different from how it was four months ago in that, I now know how to plait hair because I normally pay KES 600 every month for the training. My aim is to eventually start my own saloon so as to get income.

My new goal is to buy iron sheets which I intend to use in building a decent spacious house since currently I live in a smaller one (simba).

The biggest difference in my daily life in the last four months is that, I nolonger buy paraffin everyday which was expensive since I have a solar lantern nowardays. I am glad that my house is bright, and I use the money which I allocated for parrafin to buy my clothes and my child's too.

I expect my life to change in the next six months in that, I will have started poltry farming to get income.

My new goal is to build a new house. An iron roofed house this time. At the moment my current house is grass thatched that is so old fashioned and I would love to change that.

My current life is different in that I have manged to buy a solar lamp. My house is now well lit. Were it not for this transfer,it would have never been.

In the next six months,I expect my life to change for the better with an Iron roofed house which is my new goal.

The biggest difference in my daily life is that I am able to use clean energy from the solar lamp I bought using the transfer. I no longer use the tin lamp that produced a lot soot that was a health hazard.