In the next four months, I plan to use the transfer in boosting my by adding more stock to the business. I plan to use the transfers to buy cosmetics to add to the business so that I can reach many customers which will, in turn, boost my profits. I will never be in debt again.

Before the transfers, |I did not have a stable source of income because I only depended on a small income from casual work of working on other people's farms. I was not well educated so I could not get a good job and yet I did not have money to start a business of my own. I was struggling financially and I had debts which I could not pay on my own. This is why I used my transfers to start a hairdressing business which has been very helpful in my life. As a result of the business, I have managed to pay back all the debts and I no longer go for casual work as I used. I am happy because my future has been secured through transfers.

In the next six months, I plan to use the transfers to boost my business with the aim of stabilising it. Every month, I will take part of my transfers to add more stock to the business. My goal is to make the business stable so that I can no longer rely on the transfers to boost the business. I want to get to a poiunt5 where the business alone will generate enough income to sustain it as well as catering for my family needs. I would not want to go back to the struggles I used to have before the transfers.

My goal for the next four months is to open a salon business in our nearby shopping centers. I currently do mobile hairdressing in our locality and opening this business will be an advantage to me since I already have some customers. I will use the savings that I will be given in our savings group to rent a house and to buy all the requirements.

The biggest difference in my daily life is that I have been able to increase the amount I save monthly in our merry go round group. This is because I usually save the money I get from my daily hustles and use my transfers to cater for my needs and that of my daughter. This would not have been possible without my transfers that enabled me to pay for my hairdressing course. I will later use these savings to achieve my dream of running a salon business.

In the next six months, my life will be different from how it is currently in that I will have opened a salon. I will be operating this business since I am well conversant with work. Also, my income from the hairdressing business will have increased since I will be rendering different services including blowdry services unlike now where I only blait hair. I will also be working towards expanding this business by this time and employ more people who will be helping me with work.

My life is currently different from how it was four months ago in that I no longer have to go to people s homes to do their hair. I recently opened a salon and apart from my old clients I now have new customers who didn't know me before. My shop is strategically placed at a position where any client can access me which makes it easier to market my business and grow. I also bought some machines for use in the business with part of the transfers. I am progressing well and the future looks brighter compared to a few months ago before Give Directly came into my life.

My new goal is to improve my business by buying more stock and materials for use in my salon business. After running the business for a few months now, I know the preferences of my customers and the tools that I will require to achieve the preferred results. I want to continue saving the little I get from my side hustles and add it to the monthly income I get from Give Directly to ensure that I buy all these items that I need to ensure it attracts more customers.

The biggest difference in my daily life in the last four months is that I now run my own salon business. I was able to join a merry-go-round group with a few neighbors where I saved some part of the monthly transfers. I am glad that I am already making some money from it and whereas it still growing, I already confident that this will be a source of livelihood for me. I no longer overwork myself with casual and menial jobs while trying to make some money to meet my daily needs.

My expectation and hope in the near future is to have a thriving business. I want to continue growing it and I hope what I will make from this business will be able to sustain me and meet all my personal needs comfortably. This includes paying school fees for my children and taking care of other family needs. I want to grow financially.

My life is currently different from how it was four months ago in that I have my own types of salon equipment. I used to be employed at a salon near home but the payment was so small and it could not support me very well. Nowadays I have all the equipment and I have started to operate on my own and the income is so good and I wish to expand more.

My new goal in the next four months is to add stock to my salon business and to do more advertisements to get more client.

The biggest difference in my daily life in the last four months preceding the current transfer is that I have bought salon equipment and materials. Before I did not have and I could be employed by someone who has that equipment and the payment were so small. This was some demoralizing because I could work all day but the payment was small. Nowadays I have all the salon equipment I do my work very well without pressure and the income is so good. I have saved enough and I'm planning to rent a room to completely venture into this business. This will be very convenient for me and the client at the same time.

I expect my life to change in the next six months in that I would have saved some money to buy all the braids and other cosmetics needed, I will also have employed two staff at my shop to work for me.

The biggest difference in my daily life in the last four months preceding the current transfer is that, I used my last transfer to buy farm inputs and I am optimistic that I will have a good harvest. I will sell the produce and use the money to open a cosmetic shop.This will boost my hairdressing business and also earn more income as compared to now when I only do braiding which earns little money.

My new goal for the next four months is to open a salon shop. This will boost my income so as to enable me pay school fees for my child come next year.I used the transfers I received in January to buy farm inputs and in the next four months, I will have harvested and sell beans and use the money to rent a shop.This is because currently, my customers call me to go to make their hair at their homes. In the next four months, I will be excited since my customers will be coming to my salon shop.

The biggest difference in my daily life in the last four months preceding the current transfer is that, in the past, I did not have blow drying machine but now I own one. My customers used to go to other salons to wash their hair before coming for braiding and others could even go and not come back for braiding hence I earned little money. Currently I have more customers since I now have all the tools required for hairdressing. Thanks Give Directly for the cash transfers since I have expanded my business.

I expect my life to change in the next six months in that I will be having a cosmetic shop. I am planning to save money I get from the shop and use to buy a dairy cow so as to supply enough milk for my family. This is because currently, my mother spends a lot of money to buy milk from my neighbor and owning a dairy cow will thus reduce the expenses at home. I will also be able to sell the calves in future and buy a plot so as to build a salon shop and this will reduce the expense of renting the shop.

My life is currently different because I can now access money of which was hard for someone for anyone to lend me earlier.

I am planning to start my own salon business come August.

The biggest difference in my daily life is that these transfers have enabled me to invest in merry go round contribution towards investing in salon business

I expect to start hiring land and venture into crop and vegetable farming from the salon income.

Before I started receiving the transfers, I had never thought of doing farming. After receiving the money, I thought that starting farming beans and potatoes will really help me boost my income and this will help me improve my salon business

My life is currently stress- free. before receiving the transfers, I was always thinking of where i will get money to meet my daily needs since i had no regular income. I am now happy because with the transfers i will be receiving monthly, i will be able to meet my family needs.

In the next six months, I expect my life to be much better because by then i will have opened the salon business as well as invested in farming hence since i will be having a regular income, my family will be well fed as well as acquired some basic necessities

The biggest in my life since i started receiving the money is that i am now happy that i have been able to save some money which i am looking forward to buying a blow drier to use in a salon i am planning to open. This will really help me get some daily income which will enable me and my family met the daily needs